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$274,900

3612 DIVING DOVE LANE, BARTOW, FL 33830

3D Tour

Active106 days on market

Beds

Baths

Sq Ft

1,671 sq ft

Year Built

2023

Lot Size

0.14 acres

Garage

About This Property

Virtually Staged. Stop dreaming and start owning! Buyer! Take advantage of Down Payment Assistance or Lease Purchase! This 2023-built Aria model by D.R. Horton perfectly blends modern efficiency with stylish comfort.Modern Flooring: Enjoy easy-maintenance ceramic tile throughout all common areas, with luxury vinyl plank flooring in the primary suite and second bedroom. Gourmet Kitchen: Features solid wood cabinetry, sleek stone countertops, and a full suite of stainless steel appliances (dishwasher, microwave, and range). Spacious Primary Suite: A generously sized retreat featuring a private ensuite with dual vanity sinks and a massive walk-in closet. Energy Efficiency: Built with durable all-concrete block construction and equipped with energy-efficient HVAC, insulation, and low-flow water fixtures to keep utility costs low.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #O6387219

StatusActive

Year Built2023

Total Rooms6

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesWest

SubdivisionWIND MDWS SOUTH PH 1

CountyPolk

OwnershipFee Simple

Interior Features

InteriorThermostat

FlooringLuxury Vinyl, Tile

AppliancesDishwasher, Microwave, Range

LaundryLaundry Closet

CoolingCentral Air

HeatingElectric

Exterior & Lot

ExteriorSidewalk

FencingVinyl

Other StructuresShed(s)

Lot Size0.14 acres (6,098 sq ft)

Lot FeaturesLandscaped

Road SurfaceAsphalt, Paved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Sprinkler Meter

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$200 / Annually

Senior CommunityNo

Financial Details

List Price$274,900

Original Price$269,000

Annual Taxes$7,062 (2025)

FinancingCash, Conventional, FHA, Private Financing Available, VA Loan

Parcel #242926289501003520

Directions

From Us-98 S in Bartow turn onto E Clower Street. Continue east and turn right onto Diving Dove Lane. Follow the road to 3612 Diving Dove Lane which will be on your right.

Location

3612 DIVING DOVE LANE, BARTOW, FL 33830

Listing Information

OfficeFRE ASSOCIATES LLC

ListedMarch 4, 2026

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Pick a Day

Preferred Time

Home Price

$274,900

Down Payment20% ($54,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,426

Property Tax (est.)$252

Insurance (est.)$150

Total Monthly$1,828

Full Calculator →

How to Buy This Home

Multiple financing options available for this $274,900 home in BARTOW.

🏛️

FHA Loan

$9,622 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 9, 2026.