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$415,900

7618 BENT TREE LOOP, HARMONY, FL 34773

Active142 days on market

Beds

3

Baths

2

Sq Ft

1,970 sq ft

Year Built

2026

Lot Size

0.14 acres

Garage

2

About This Property

Enjoy this amazing quick move in ready, brand new 3-bedroom, 2-bath home designed with comfort, functionality, and modern living in mind. High ceilings combined with an open concept create the perfect atmosphere for any occasion, maximizing your long kitchen island. With green conservation views this home brings Harmony all around! With all closing costs paid with our preferred lenders, this will save you thousands. For a limited time, a 4.99% fixed interest rate may be available on FHA, VA, and USDA loans, along with up to $10,000 in Flex Cash. These funds may be used to buy down the interest rate, cover prepaid costs, or be applied toward other eligible options, subject to approval with our preferred lenders. Estimated monthly payments may start at approximately $2,675 for qualified buyers. Terms, conditions, and eligibility requirements apply. All of these incredible benefits will make you want to call this home! And that's not all, this community offers no CDDs and a low HOA with access to a beautiful community resort style pool and doggie park. Don't miss the opportunity to own your own piece of Harmony.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6388786
StatusActive
Year Built2026
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHARMONY CENTRAL PH 2
CountyOsceola
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorIn Wall Pest System, Tray Ceiling(s), Vaulted Ceiling(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Microwave, Range
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sidewalk
Lot Size0.14 acres (6,098 sq ft)
Lot FeaturesConservation Area
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$825 / Annually
Senior CommunityNo

Financial Details

List Price$415,900
Annual Taxes$831 (2026)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningX500
Parcel #3226323596000F0360

Schools

ElementaryHarmony Community School (K-5)
MiddleHarmony Middle
HighHarmony High

Directions

From Narcoossee Rd take 192 East for 8 miles towards Melbourne, continue past Harmony High-school and Harmony Main, Harmony Central will be located on your left.

Location

7618 BENT TREE LOOP, HARMONY, FL 34773

Listing Information

OfficeADAMS HOMES REALTY, INC
ListedMarch 8, 2026

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Home Price

$415,900

20% ($83,180)
6.75%

Loan Term

Principal & Interest$2,158
Property Tax (est.)$381
Insurance (est.)$150
Total Monthly$2,689
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $415,900 home in HARMONY.

🏛️

FHA Loan

$14,557 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,795 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.

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