$274,900
3838 WHITNEY WAY, HAINES CITY, FL 33844
Beds
4
Baths
2
Sq Ft
1,867 sq ft
Year Built
2022
Lot Size
0.13 acres
Garage
2
About This Property
Short Sale. SHORT SALE – NEW PRICE! One of the best values for a 4-bedroom home in Hammock Reserve. Built in 2022, this single-story home offers 1,867 sq ft with 4 bedrooms, 2 bathrooms and a 2-car garage on a homesite backing to a conservation area. Tile flooring runs through the main living areas, and the primary suite includes a walk-in closet. Solar panels help lower monthly electric costs, and a whole-house water filtration system adds everyday comfort. The fully fenced backyard offers privacy and room to relax or entertain. Enjoy a low HOA of just $56/month and NO CDD, plus community amenities including a dog park and playground. Conveniently located near shopping, dining, US-27 and US-17/92. Cash, Conventional, FHA, VA and USDA financing welcome. Ask about the preferred lender's appraisal credit of up to $600 for qualified buyers.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From US-27, turn onto Bates Rd, then turn left onto US-17/92 (Hwy 17). Continue and turn right onto Baker Dairy Rd, then turn right onto Whitney Way. The property will be on the right.
Location
3838 WHITNEY WAY, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$274,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $274,900 home in HAINES CITY.
🏛️
FHA Loan
$9,622 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$13,745 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.