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$234,900

638 LAKE DEXTER CIRCLE, WINTER HAVEN, FL 33884

Active180 days on market

Beds

3

Baths

2

Sq Ft

1,316 sq ft

Year Built

1989

Lot Size

0.09 acres

Garage

1

About This Property

This move-in-ready, three-bedroom, two-bathroom home is located in the sought-after Lake Dexter Woods community. The residence features a functional layout designed for modern comfort and style, highlighted by an attached one-car garage and low-maintenance tile flooring throughout the entire home. The updated kitchen serves as a stylish centerpiece, equipped with beautiful granite countertops and sleek stainless-steel appliances. Outside, you can relax and enjoy the fresh air from your private porch and patio, which overlooks a fully fenced-in backyard, providing a secure space for outdoor entertaining or pets. The location offers a perfect blend of comfort and convenience, situated near top-rated schools, multiple grocery stores, and popular local attractions. Residents can enjoy a resort-style lifestyle with access to premium community amenities, including sparkling pools, tennis/pickleball courts, and more. One or more photos in this listing have been virtually staged.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6390069
StatusActive
Year Built1989
Total Rooms5
ConstructionConcrete, Other, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionLAKE DEXTER WOODS PH 02
CountyPolk
OwnershipFee Simple

Interior Features

InteriorAttic Ventilator, Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, Thermostat, Thermostat Attic Fan, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Laminate, Vinyl
AppliancesDishwasher, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorAwning(s), Private Mailbox, Sidewalk, Sliding Doors
FencingFenced
Lot Size0.09 acres (3,999 sq ft)
Lot Dimensions40 x 100 x 40 x 100
Lot FeaturesIn County
Road SurfacePaved, Asphalt
ViewCity
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Water Available

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$425 / Annually
Senior CommunityNo

Financial Details

List Price$234,900
Original Price$249,900
Annual Taxes$3,649 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262902663685001190

Schools

ElementaryChain O Lakes Elem
MiddleDenison Middle
HighLake Region High

Directions

Heading north on Cypress Gardens Blvd, take left on Cypress Gardens Rd, then right onto Lake Dexter Blvd. Left on Lake Dexter Cir, home is on the right.

Location

638 LAKE DEXTER CIRCLE, WINTER HAVEN, FL 33884

Listing Information

OfficeENTERA REALTY LLC
ListedMarch 16, 2026

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Home Price

$234,900

20% ($46,980)
6.75%

Loan Term

Principal & Interest$1,219
Property Tax (est.)$215
Insurance (est.)$150
Total Monthly$1,584
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $234,900 home in WINTER HAVEN.

🏛️

FHA Loan

$8,222 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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