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$290,000

427 MADISON CIRCLE, DAVENPORT, FL 33896

3D Tour
Active167 days on market

Beds

3

Baths

3

Sq Ft

1,262 sq ft

Year Built

2003

Lot Size

0.03 acres

Garage

0

About This Property

Completely renovated and move-in ready, this beautifully updated 3-bedroom, 2.5-bath townhome is located in the desirable gated community of Windwood Bay. Featuring a modern open-concept layout, the home showcases extensive upgrades throughout, including updated flooring, fresh interior finishes, and a renovated kitchen with appliances.The spacious living and dining areas flow seamlessly to a private screened-in patio with tranquil conservation views—perfect for relaxing or entertaining. All bedrooms are conveniently located upstairs, including a well-appointed primary suite with ample closet space.This property offers low-maintenance living with access to community amenities such as a pool and clubhouse, and is ideally situated near ChampionsGate, major highways, shopping, dining, and world-class attractions. Perfect as a primary residence, vacation home, or investment opportunity.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #O6390600
StatusActive
Year Built2003
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionWINDWOOD BAY PH 01
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.03 acres (1,150 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved, Asphalt

Pool & Spa

Private PoolYes
Pool FeaturesOther

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$875 / Quarterly
Senior CommunityNo

Financial Details

List Price$290,000
Annual Taxes$3,383 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272603701055000970

Schools

ElementaryLoughman Oaks Elem
MiddleCitrus Ridge
HighRidge Community Senior High

Directions

From I-4, take Exit 58 toward ChampionsGate Blvd. Head west on ChampionsGate Blvd, then turn onto Ronald Reagan Pkwy. Continue to the Windwood Bay community, turn onto Madison Cir, and proceed to 427 Madison Cir.

Location

427 MADISON CIRCLE, DAVENPORT, FL 33896

Listing Information

OfficeUNITED REALTY GROUP INC
ListedMarch 19, 2026

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Home Price

$290,000

20% ($58,000)
6.75%

Loan Term

Principal & Interest$1,505
Property Tax (est.)$266
Insurance (est.)$150
Total Monthly$1,921
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $290,000 home in DAVENPORT.

🏛️

FHA Loan

$10,150 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.

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