$285,000
1623 12TH STREET, ST CLOUD, FL 34769
Beds
4
Baths
2
Sq Ft
1,558 sq ft
Year Built
1936
Lot Size
0.11 acres
Garage
—
About This Property
Don't miss 1623 12th St, recently updated with fresh interior paint and all stainless steel appliances. The primary bedroom includes double closets, complemented by a primary bathroom featuring a jacuzzi tub. An exterior covered patio extends to a fenced in backyard, providing defined outdoor space. This property is a perfect blend of comfort and style, making it a must-see. Included 100-Day Home Warranty with buyer activation
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Head toward 13th St Turn left at the 1st cross street onto 13th St Turn left onto Connecticut Ave Turn right onto 12th St
Location
1623 12TH STREET, ST CLOUD, FL 34769
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$285,000
Loan Term
How to Buy This Home
Multiple financing options available for this $285,000 home in ST CLOUD.
🏛️
FHA Loan
$9,975 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.