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$277,000

439 SUNLIT CORAL STREET, RUSKIN, FL 33570

3D Tour
Active195 days on market

Beds

4

Baths

3

Sq Ft

2,328 sq ft

Year Built

2022

Lot Size

0.11 acres

Garage

2

About This Property

This stunning home offers the perfect blend of modern comfort and relaxed coastal living. Step inside to discover a bright, open-concept floor plan designed for both everyday living and effortless entertaining. The spacious living area flows seamlessly into a well-appointed kitchen featuring sleek countertops, ample cabinetry, and modern appliances. The home boasts generously sized bedrooms, including a serene primary suite complete with a private en-suite bathroom and walk-in closet. Natural light fills every corner, creating a warm and inviting atmosphere throughout. Outside, enjoy your own private retreat with a backyard perfect for relaxing evenings, grilling, or soaking up the Florida sunshine. Whether you're sipping morning coffee or hosting friends, this outdoor space offers endless possibilities. Located in a desirable community, this property provides convenient access to shopping, dining, schools, and the beautiful Gulf Coast beaches. With easy access to major highways, commuting to Tampa, Sarasota, or St. Petersburg is a breeze. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this home checks all the boxes. Don’t miss your chance to own a piece of Ruskin charm—schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6391603
StatusActive
Year Built2022
Stories2
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionSHELL COVE PH 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range
LaundryLaundry Room
CoolingCentral Air
HeatingElectric, Heat Pump

Exterior & Lot

ExteriorIrrigation System
Lot Size0.11 acres (5,000 sq ft)
Lot Dimensions40 x 125
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$90 / Annually
Senior CommunityNo

Financial Details

List Price$277,000
Original Price$360,000
Annual Taxes$8,652 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U063219C0700000000410.0

Schools

ElementaryThompson Elementary
MiddleShields-HB
HighLennard-HB

Directions

From I-75 S, Exit 240A (FL-674 East) toward Sun City Center. Turn right onto Graceful Sea Pl, left onto Shell Cove Boulevard, right onto Sunlit Coral Street. The property will be on your right.

Location

439 SUNLIT CORAL STREET, RUSKIN, FL 33570

Listing Information

OfficeHOUWZER INC
ListedMarch 25, 2026

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Home Price

$277,000

20% ($55,400)
6.75%

Loan Term

Principal & Interest$1,437
Property Tax (est.)$254
Insurance (est.)$150
Total Monthly$1,841
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $277,000 home in RUSKIN.

🏛️

FHA Loan

$9,695 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,850 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.

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