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$99,900

145 OYSTER BAY CIRCLE UNIT 240, ALTAMONTE SPRINGS, FL 32701

3D Tour
Active125 days on market

Beds

2

Baths

2

Sq Ft

992 sq ft

Year Built

1980

Lot Size

Garage

About This Property

Back on the Market as Buyers Financing fell through. Live in the heart of it all at Waterside at Cranes Roost—where convenience, comfort, and vibrant city living come together! This spacious 2-bedroom, 2-bath second-floor end unit has been beautifully updated with light and bright finishes throughout. The remodeled kitchen features quartz countertops, a stylish tile backsplash, and flows seamlessly into the living spaces, all accented by neutral tile flooring throughout the entire condo for a clean, cohesive look. Designed for both privacy and functionality, each bedroom offers its own ensuite bathroom with updated quartz counters and generous walk-in closets. In addition to the main living room, enjoy a separate family room—perfect for a home office, media space, or additional entertaining area. Washer and dryer hookups are conveniently located inside the unit, a rare and desirable feature, with additional community laundry available onsite. The association fee covers an impressive list of essentials including exterior maintenance, A/C, natural gas, hot water, and an on-site property manager—providing true low-maintenance living. Residents also enjoy a wide array of amenities including a community pool, tennis courts, shuffleboard, and clubhouse. Step outside and experience one of Central Florida’s most sought-after locations—directly adjacent to Cranes Roost Park and a stunning lakefront destination featuring a scenic boardwalk, amphitheater, and year-round events, including the spectacular “Red, Hot & Boom” Independence Day celebration. Just steps from "Uptown Altamonte" the Altamonte Mall, AMC Movie Theatre, dining, shopping, and public transportation, this is truly city living at its best!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #O6392507
StatusActive
Year Built1980
Stories3
Total Rooms7
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesEast
SubdivisionWATERSIDE AT CRANES ROOST A CONDO COMMUN
CountySeminole
OwnershipCondominium

Interior Features

InteriorEating Space In Kitchen, Kitchen/Family Room Combo, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Range, Refrigerator
LaundryCommon Area, Electric Dryer Hookup, Inside, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony
Lot FeaturesCity Lot, Level, Near Public Transit, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Natural Gas Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$99,900
Original Price$135,000
Annual Taxes$1,606 (2026)
ZoningMOC-3
Parcel #14212952806006240

Schools

ElementaryAltamonte Elementary
MiddleMillennium Middle
HighLyman High

Directions

Take S.R. 436 to North on Cranes Roost Blvd to West on Shorecrest Dr to Oyster Bay Circle. Left to building 6- 145 Oyster Bay Circle. Take stairway to second floor to unit #240 on right end of building.

Location

145 OYSTER BAY CIRCLE UNIT 240, ALTAMONTE SPRINGS, FL 32701

Listing Information

OfficeFANNIE HILLMAN & ASSOCIATES
ListedMarch 20, 2026

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Home Price

$99,900

20% ($19,980)
6.75%

Loan Term

Principal & Interest$518
Property Tax (est.)$92
Insurance (est.)$150
Total Monthly$760
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $99,900 home in ALTAMONTE SPRINGS.

🏛️

FHA Loan

$3,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$4,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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