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$174,999

204 TERRACE RIDGE CIRCLE UNIT 204, DAVENPORT, FL 33896

Active195 days on market

Beds

4

Baths

2

Sq Ft

1,688 sq ft

Year Built

2005

Lot Size

0.01 acres

Garage

,

About This Property

Welcome! This inviting 4-bedroom, 2-bathroom, first floor corner unit presents a thoughtfully designed space, with an open layout, spacious bedrooms, and a private, covered patio, creating a warm atmosphere ready for any occasion. The secure gated entrance offers peace of mind, while the community pool, clubhouse, fitness center, and volleyball court provide daily enjoyment. Cable TV is also included with the monthly dues. The location offers outstanding convenience with immediate proximity to Publix, Aldi, and numerous shopping centers boasting daily essentials, primary services, restaurants, shopping, and entertainment for easy day-to-day living. Whether you are headed to Disney, Universal, or beyond, easy access to major roads and highways ensures effortless travel throughout Central Florida. This welcoming property and community combine comfortable living, attractive community features, and exceptional accessibility, culminating in an ideal option for those seeking both relaxation and recreation. Don't let this opportunity slip away; schedule your private showing today and experience the perfect blend of comfort and convenience that awaits you. The seller is a direct mortgage lender, offering a fast and streamlined financing review. Enjoy a quick eligibility check and no underwriting fees for approved borrowers. Standard income and credit review apply.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #O6392765
StatusActive
Year Built2005
Stories3
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionTERRACE RDG/TOWN CENTER EAST
CountyPolk
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat
FlooringLaminate, Tile
AppliancesNone
LaundryElectric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.01 acres (683 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$174,999
Original Price$199,000
Annual Taxes$2,937 (2025)
FinancingCash, Conventional
Parcel #272602701011006140

Schools

ElementaryLoughman Oaks Elem
MiddleDundee Ridge Middle
HighDavenport High School

Directions

Start on Lake Wilson Rd (FL-545). Turn left onto Osceola Polk Line Rd (CR-532). Turn right onto Old Lake Wilson Rd. Turn left onto Town Center Blvd. Turn left onto Terrace Ridge Cir. Continue straight and locate Unit 204.

Location

204 TERRACE RIDGE CIRCLE UNIT 204, DAVENPORT, FL 33896

Listing Information

OfficeBERKSHIRE HATHAWAY HOMESERVICES RESULTS REALTY
ListedApril 8, 2026

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Preferred Time

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Home Price

$174,999

20% ($35,000)
6.75%

Loan Term

Principal & Interest$908
Property Tax (est.)$160
Insurance (est.)$150
Total Monthly$1,218
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $174,999 home in DAVENPORT.

🏦

Conventional

$8,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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