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$265,000

728 E SPRUCE STREET, TARPON SPRINGS, FL 34689

3D Tour
Active193 days on market

Beds

4

Baths

2

Sq Ft

1,372 sq ft

Year Built

1978

Lot Size

0.19 acres

Garage

—

About This Property

Virtually Staged. Welcome to this inviting home located in the Tarpon Springs area, offering a comfortable and functional layout designed for both everyday living and entertaining. This residence features a spacious living area that flows naturally into the dining and kitchen spaces, creating an ideal setting for gatherings and daily routines. The home offers multiple bedrooms and a flexible layout that can accommodate guests, a home office, or additional living needs. Step outside to a generous yard space perfect for relaxing, gardening, or entertaining. Conveniently situated near local shopping, dining, parks, and major roadways, this home also provides easy access to US-19 and nearby coastal attractions while maintaining the charm of an established neighborhood.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6393023
StatusActive
Year Built1978
Stories1
Total Rooms6
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionFAIRMOUNT PARK
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Open Floorplan
FlooringVinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Private Yard, Sidewalk
Lot Size0.19 acres (8,403 sq ft)
Road SurfaceAsphalt
ViewGarden
0

Utilities

WaterSee Remarks
SewerSeptic Tank, Other
UtilitiesOther

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$265,000
Original Price$379,900
Annual Taxes$3,989 (2025)
FinancingCash, Conventional
Parcel #072716269280110030

Schools

ElementaryTarpon Springs Elementary-PN
MiddleTarpon Springs Middle-PN
HighTarpon Springs High-PN

Directions

From US-19 North, take the exit toward Tarpon Avenue and head west. Continue on Tarpon Avenue for approximately 1 mile. Turn right onto S Pinellas Avenue, then turn left onto E Spruce Street. Follow E Spruce Street into the neighborhood, and the home will be located on the right.

Location

728 E SPRUCE STREET, TARPON SPRINGS, FL 34689

Listing Information

OfficeMAINSTAY BROKERAGE LLC
ListedApril 10, 2026

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Home Price

$265,000

20% ($53,000)
6.75%

Loan Term

Principal & Interest$1,375
Property Tax (est.)$243
Insurance (est.)$150
Total Monthly$1,768
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $265,000 home in TARPON SPRINGS.

🏦

Conventional

$13,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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