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$359,000

3070 E CENTRAL AVENUE, BARTOW, FL 33830

3D Tour

Active96 days on market

Beds

Baths

Sq Ft

1,352 sq ft

Year Built

1938

Lot Size

0.23 acres

Garage

—

About This Property

One or more photo(s) has been virtually staged. SELLERS ARE MOTIVATED!!! PRICE IMPROVEMENT!!! DON'T MISS OUT ON THIS OPPORTUNITY!! Completely Rebuilt from the Studs – Lake Views, No HOA + Everything Brand New! Welcome to 3070 E Central Ave in Allturas, an extensively renovated home where nearly everything has been rebuilt, replaced, or upgraded for modern living and long-term peace of mind. Situated on a 10,014 sq ft lot (nearly ¼ acre) with NO HOA, this property offers both space and flexibility, bring your toys, park with ease, and enjoy true homeownership without restrictions. Reimagined into a 3-bedroom, 2-bath layout, the home features a functional, open feel along with a newly added indoor laundry room - a rare and valuable upgrade. All the big-ticket items? Already done. Featuring brand-new electrical and plumbing systems, plus a new HVAC, metal roof, water heater, windows, doors, well and septic system, along with all-new subflooring, laminate flooring, and sheetrock throughout. The home has also been reinforced with tie-downs to meet today’s standards, offering added structural integrity. The interior shines with a fully renovated kitchen with brand-new appliances and beautifully updated bathrooms, delivering a clean, modern, move-in-ready feel. Step outside and enjoy views of nearby Star Lake, a local favorite known for bass fishing and outdoor enjoyment, adding a peaceful, natural backdrop to your everyday life. The exterior offers low-maintenance entry decking and steps at both the front and rear, with the front entry conveniently opening into the carport for easy covered access. This isn’t just a renovation, it’s a complete transformation that lives like a new home while maintaining the charm of an established location. The conveniences of Bartow are only 10 min away and the brand new Farm Market/U-Pick Golden Ridge Groves is two minutes down the street. Move-in ready, worry-free, and with a view, plus NO HOA, this one stands out. Tour Today!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #O6394202

StatusActive

Year Built1938

Total Rooms7

ConstructionWood Frame

RoofMetal

FoundationPillar/Post/Pier

FacesWest

SubdivisionSTAR LAKE HEIGHTS

CountyPolk

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)

FlooringLuxury Vinyl

AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator

LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox

Lot Size0.23 acres (10,014 sq ft)

Lot FeaturesLevel, Private

Road SurfacePaved

Utilities

WaterWell

SewerSeptic Tank

UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics

Parking

GarageNo

CarportYes

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$359,000

Original Price$379,000

Annual Taxes$2,071 (2025)

FinancingCash, Conventional, FHA, VA Loan

Parcel #263016693500005090

Directions

FROM HIGHWAY 60, TURN ONTO ALTURAS ROAD. THE HOME WILL BE 2.9 MILES AHEAD ON LEFT

Location

3070 E CENTRAL AVENUE, BARTOW, FL 33830

Listing Information

OfficeREDFIN CORPORATION

ListedApril 2, 2026

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Pick a Day

Preferred Time

Home Price

$359,000

Down Payment20% ($71,800)

Interest Rate6.75%

Loan Term

Principal & Interest$1,863

Property Tax (est.)$329

Insurance (est.)$150

Total Monthly$2,342

Full Calculator →

How to Buy This Home

Multiple financing options available for this $359,000 home in BARTOW.

🏛️

FHA Loan

$12,565 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 7, 2026.