$344,000
3070 E CENTRAL AVENUE, BARTOW, FL 33830
Beds
3
Baths
2
Sq Ft
1,352 sq ft
Year Built
1938
Lot Size
0.23 acres
Garage
—
About This Property
One or more photo(s) has been virtually staged. Thoughtfully redesigned into a 3-bedroom, 2-bathroom home, the bright, open-concept floor plan is ideal for both everyday living and entertaining. A newly added indoor laundry room provides an extra level of convenience and functionality. Enjoy the confidence of owning a home where the major improvements have already been completed, including brand-new electrical and plumbing systems, HVAC, durable metal roof, water heater, windows, exterior doors, well, septic system, subflooring, laminate flooring, insulation, and sheetrock throughout. The home has also been reinforced with updated tie-downs to meet today's standards, providing added structural integrity. At the heart of the home is a beautifully renovated kitchen featuring new cabinetry, countertops, brand-new appliances, and contemporary finishes, while both bathrooms have been completely remodeled with stylish fixtures and modern design. Step outside and take in peaceful views of Star Lake, a local favorite for bass fishing, kayaking, and enjoying Florida's natural beauty. New low-maintenance entry decks in both the front and rear create inviting outdoor living spaces, while the front entrance conveniently connects to the covered carport for protected access. Conveniently located just 10 minutes from Bartow and only 2 minutes from Golden Ridge Groves Farm Market & U-Pick, this property offers the perfect balance of quiet country living and everyday convenience. This is far more than a renovation—it's a complete transformation. With virtually every major system replaced, beautiful lake views, NO HOA, and a newly improved price, this move-in-ready home offers exceptional value and worry-free living.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
FROM HIGHWAY 60, TURN ONTO ALTURAS ROAD. THE HOME WILL BE 2.9 MILES AHEAD ON LEFT
Location
3070 E CENTRAL AVENUE, BARTOW, FL 33830
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$344,000
Loan Term
How to Buy This Home
Multiple financing options available for this $344,000 home in BARTOW.
🏛️
FHA Loan
$12,040 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,200 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.