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$320,000

3070 E CENTRAL AVENUE, BARTOW, FL 33830

3D Tour
Active185 days on market

Beds

3

Baths

2

Sq Ft

1,352 sq ft

Year Built

1938

Lot Size

0.23 acres

Garage

,

About This Property

Virtually Staged. MOTIVATED SELLERS! Enjoy peaceful Star Lake views and NO HOA in this beautifully transformed 3-bed, 2-bath home! Designed for modern living, this home features a bright, open-concept layout and a newly added indoor laundry room. Virtually everything is brand new! Major upgrades include the metal roof, HVAC, electrical, plumbing, water heater, windows, exterior doors, well, septic, subflooring, insulation, sheetrock, laminate flooring, and updated tie-downs for added structural peace of mind. The fully renovated kitchen boasts new cabinetry, countertops, appliances, and sleek finishes, while both bathrooms have been completely remodeled. Step outside to enjoy low-maintenance front and rear entry decks and convenient covered carport parking. Located just ~10 minutes from Bartow and 2 minutes from Golden Ridge Groves Farm Market. Move-in ready with lake views at an amazing new price—schedule your tour today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6394202
StatusActive
Year Built1938
Total Rooms7
ConstructionWood Frame
RoofMetal
FoundationPillar/Post/Pier
FacesWest
SubdivisionSTAR LAKE HEIGHTS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox
Lot Size0.23 acres (10,014 sq ft)
Lot FeaturesLevel, Private
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$320,000
Original Price$379,000
Annual Taxes$2,071 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #263016693500005090

Directions

FROM HIGHWAY 60, TURN ONTO ALTURAS ROAD. THE HOME WILL BE 2.9 MILES AHEAD ON LEFT

Location

3070 E CENTRAL AVENUE, BARTOW, FL 33830

Listing Information

OfficeREDFIN CORPORATION
ListedApril 2, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$320,000

20% ($64,000)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,104
Full Calculator →

How to Buy This Home

Multiple financing options available for this $320,000 home in BARTOW.

🏛️

FHA Loan

$11,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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