$313,990
1080 BEAR HAMMOCK DRIVE, UMATILLA, FL 32784
Beds
3
Baths
2
Sq Ft
1,328 sq ft
Year Built
2026
Lot Size
0.13 acres
Garage
2
About This Property
Under Construction. Step inside and be greeted by an open floorplan meant for modern living. In the kitchen, you'll find shaker-style cabinets and quartz countertops for that elegant touch, along with Whirlpool stainless-steel appliances, including cooktop, oven, and dishwasher. The house's exterior has architectural shingles and stucco for a stylish and durable finish. Inside, smart home technology has been thoughtfully integrated, whether it's adjusting the temperature or turning on the lights, convenience at your fingertips. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From SR 19, turn onto CR 450A, community will be 0.75 miles on the right.
Location
1080 BEAR HAMMOCK DRIVE, UMATILLA, FL 32784
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$313,990
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $313,990 home in UMATILLA.
🏛️
FHA Loan
$10,990 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,700 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.