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$295,000

264 CHICAGO AVENUE W, HAINES CITY, FL 33844

3D Tour
Active180 days on market

Beds

3

Baths

2

Sq Ft

1,774 sq ft

Year Built

2007

Lot Size

0.23 acres

Garage

2

About This Property

One or more photo(s) has been virtually staged. Don’t miss your chance to own one of the largest floor plans in Hidden Lakes! Boasting significantly more living space than standard nearby 3-bedroom homes, this move-in ready residence combines space, comfort, and ultra-low HOA fees of just $350/year. Inside, enjoy soaring vaulted ceilings, a private split-bedroom layout, and carpet-free flooring for effortless maintenance. Key mechanical updates provide ultimate peace of mind, including a new A/C (July 2023), newer water heater (past year), and 2018 roof. Outdoor enthusiasts and hobbyists will love the oversized, extra-deep 2-car garage—ideal for a workshop or storage—plus a spacious screened lanai set on a generous 0.23-acre lot. Schedule your showing today before it’s gone!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6396679
StatusActive
Year Built2007
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHIDDEN LAKES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Primary Bedroom Main Floor
FlooringTile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorRain Gutters, Sidewalk
Lot Size0.23 acres (10,001 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$350 / Annually
Senior CommunityNo

Financial Details

List Price$295,000
Original Price$305,000
Annual Taxes$5,411 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272816828009000160

Directions

TRAVEL NORTH ON HIGHWAY 27. TURN EAST ON CR 546 AKA (KOKOMO RD) TO RIGHT ON SR 17 TO RIGHT ON TO CHICAGO AVENUE. HOME ON LEFT. HOUSE IS SLATE BLUE. NO SIGN IN YARD.

Location

264 CHICAGO AVENUE W, HAINES CITY, FL 33844

Listing Information

OfficeREDFIN CORPORATION
ListedApril 9, 2026

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Home Price

$295,000

20% ($59,000)
6.75%

Loan Term

Principal & Interest$1,531
Property Tax (est.)$270
Insurance (est.)$150
Total Monthly$1,951
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How to Buy This Home

Multiple financing options available for this $295,000 home in HAINES CITY.

🏛️

FHA Loan

$10,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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