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$285,500

4015 GARDENIA AVENUE, HAINES CITY, FL 33844

3D Tour
Active171 days on market

Beds

3

Baths

2

Sq Ft

1,615 sq ft

Year Built

2025

Lot Size

0.11 acres

Garage

2

About This Property

PRICE IMPROVEMENT! MOVE-IN READY 2025 HOME — NO BUILD TIME, NO WAIT! Discover the opportunity to own a nearly new 3-bedroom, 2-bath, single-story home in Scenic Terrace South in Haines City, now offered at an improved price. Built in 2025 and lightly lived in, this home gives you the look and feel of new construction without waiting months for a home to be built—plus the added benefit of the remaining builder warranty. Step inside to a bright, open-concept floor plan featuring 9-foot ceilings, modern finishes, and comfortable spaces designed for everyday living and entertaining. The kitchen is the heart of the home, showcasing quartz countertops, stainless steel appliances, a large center island, generous pantry space, and plenty of room for gathering. The spacious primary suite offers a relaxing retreat with dual vanities, illuminated wall-mounted mirrors, and a large walk-in closet. Two additional bedrooms provide flexible space for guests, an office, hobbies, or additional living needs. Enjoy Florida living year-round from the patio overlooking the private, low-maintenance backyard. Additional upgrades and conveniences include a newly installed security system, upgraded front exterior lighting, washer and dryer included, and an attached 2-car garage. Scenic Terrace South offers sought-after community amenities including a resort-style pool, clubhouse, playground, and dog park, all with an affordable HOA. Conveniently located near US-27 and I-4, with easy access to shopping, restaurants, golf, parks, and Central Florida attractions. Why wait for new construction when this 2025 home is already complete, upgraded, and ready for you? With its recent $4,000 price improvement, modern finishes, community amenities, and convenient Haines City location, this home is an excellent opportunity for buyers looking for a move-in-ready newer home in Central Florida. Schedule your private showing today and see experience everything this beautiful home has waiting for you!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6399225
StatusActive
Year Built2025
Stories1
Total Rooms11
ConstructionStucco
RoofShingle
FoundationBlock
FacesNorth
SubdivisionSCENIC TER SOUTH PH 1
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Laminate
AppliancesDishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric
SecurityFire Alarm, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Irrigation System
Lot Size0.11 acres (4,800 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$57 / Monthly
Senior CommunityNo

Financial Details

List Price$285,500
Original Price$289,500
Annual Taxes$3,365 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272809822002021040

Schools

ElementaryAlta Vista Elem
MiddleBoone Middle
HighHaines City Senior High

Directions

From I-4, take Exit 55 for US-27 South toward Haines City. Continue approx. 7 miles, turn left onto Bates Rd, then right onto Scenic Hwy (FL-17). Turn left onto Dillon Loop, then right onto Gardenia Ave. Home will be on the left.

Location

4015 GARDENIA AVENUE, HAINES CITY, FL 33844

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedApril 18, 2026

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Preferred Time

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Home Price

$285,500

20% ($57,100)
6.75%

Loan Term

Principal & Interest$1,481
Property Tax (est.)$262
Insurance (est.)$150
Total Monthly$1,893
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $285,500 home in HAINES CITY.

🏛️

FHA Loan

$9,993 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,275 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 25, 2026.

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