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$349,900

4893 S OLD FLORAL CITY ROAD, INVERNESS, FL 34450

3D Tour

Active72 days on market

Beds

Baths

Sq Ft

1,802 sq ft

Year Built

1988

Lot Size

0.81 acres

Garage

About This Property

WELCOME TO YOUR DREAM HOME!! This stunning, fully renovated 3-bedroom, 2-bathroom home with a detached 2-car garage- complete with a BRAND-NEW garage door and freshly painted interior and exterior-perfectly blends modern style with cozy charm. Step inside to discover a bright and airy open-concept living space featuring new vinyl flooring throughout and a spacious family room with a beautiful wood burning fireplace. The chef's kitchen showcases new soft-close cabinets, quartz countertops, all-new stainless-steel appliances, and a generous island ideal for meal prep or gathering. The split floor plan was designed with privacy and is complemented by two fully remodeled bathroom. Enjoy peace of mind with significant system updates, including NEW roof (2026), NEW A/C unit (2026), and a NEW water heater. Step outside onto the magnificent breezy back porch overlooking a huge backyard-perfect for entertaining, gardening, or simply relaxing. Conveniently located near shopping, parks, dining, school and medical facilities. Don't miss your chance- Schedule your tour today

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #O6399407

StatusActive

Year Built1988

Total Rooms8

ConstructionWood Frame

RoofShingle

FoundationCrawlspace

FacesWest

SubdivisionHAMPTON WOODS UNREC

CountyCitrus

OwnershipFee Simple

Interior Features

InteriorOpen Floorplan, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)

FlooringVinyl

AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener

LaundryLaundry Room

WindowsAluminum Frames, Blinds, Double Pane Windows

CoolingCentral Air

HeatingHeat Pump

FireplaceYes ()

Exterior & Lot

ExteriorPrivate Mailbox, Private Yard

Lot Size0.81 acres (35,133 sq ft)

Road SurfaceAsphalt

Utilities

WaterWell

SewerSeptic Tank

UtilitiesElectricity Available, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$349,900

Original Price$379,900

Annual Taxes$2,839 (2025)

FinancingCash, Conventional, FHA, USDA Loan, VA Loan

ZoningCLR

Parcel #20E19S3400002D0000040

Schools

ElementaryFloral City Elementary School

MiddleInverness Middle School

HighCitrus High School

Directions

Start on US 41 in downtown Inverness. Turn left onto E Gobbler Rd for 2miles, then turn left again onto S Old Floral City Rd, the destination will be on your right.

Location

4893 S OLD FLORAL CITY ROAD, INVERNESS, FL 34450

Listing Information

OfficeSUNSHINE LIFE REALTY LLC

ListedApril 28, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$349,900

Down Payment20% ($69,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,816

Property Tax (est.)$321

Insurance (est.)$150

Total Monthly$2,286

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Nearby Schools

Elementary School

Floral City Elementary School

View on GreatSchools →

Middle School

Inverness Middle School

View on GreatSchools →

High School

Citrus High School

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $349,900 home in INVERNESS.

🏛️

FHA Loan

$12,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 9, 2026.