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$289,990

5599 MADDIE DRIVE, HAINES CITY, FL 33844

3D Tour
Active184 days on market

Beds

3

Baths

2

Sq Ft

1,492 sq ft

Year Built

2025

Lot Size

0.10 acres

Garage

2

About This Property

Brand New, Move-In ready and designed for comfort, this Hammock Reserve home offers style, privacy, and modern convenience. A charming stone-accented exterior and welcoming front porch set the tone, while inside, a functional entry with mudroom flows seamlessly into a spacious great room with ceramic tile flooring—perfect for everyday living and entertaining. The bright breakfast area opens to a private patio through sliding glass doors, and the well-appointed kitchen features granite countertops, ample pantry space, and an open pass-through to the main living area. All appliances, including refrigerator, washer, and dryer, are included for a truly seamless move. The primary suite is tucked at the rear for added privacy, complete with a walk-in closet and private bath. Two additional bedrooms and a full bath provide flexibility for , guests or a home office. Step outside and enjoy some fresh air on your patio - no rear neighbors. This home includes a builder warranty, hurricane shutters and smart home features. Take advantage of the amenities in Hammock Reserve including resort style pool, play area and walking trails. This home combines practicality and appeal—ready for you to move in and make it your own.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6399890
StatusActive
Year Built2025
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHAMMOCK RESERVE PH 3
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorEating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryCorridor Access, Inside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Sliding Doors
Lot Size0.10 acres (4,400 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$49 / Monthly
Senior CommunityNo

Financial Details

List Price$289,990
Original Price$299,990
Annual Taxes$3,635 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262724489504001760

Directions

From I-4 W. Head west on I-4 W and take exit 55 for US-27 S toward Haines City. Continue south on US-27 for about 3miles. Turn right onto Maddie Drive and continue straight. The home will be on your left.

Location

5599 MADDIE DRIVE, HAINES CITY, FL 33844

Listing Information

OfficeRE/MAX ASSURED
ListedApril 20, 2026

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Home Price

$289,990

20% ($57,998)
6.75%

Loan Term

Principal & Interest$1,505
Property Tax (est.)$266
Insurance (est.)$150
Total Monthly$1,921
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How to Buy This Home

Multiple financing options available for this $289,990 home in HAINES CITY.

🏛️

FHA Loan

$10,150 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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