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$188,000

3505 TARPON WOODS BLVD UNIT P408, PALM HARBOR, FL 34685

3D Tour
Active168 days on market

Beds

2

Baths

2

Sq Ft

1,333 sq ft

Year Built

1984

Lot Size

2.10 acres

Garage

—

About This Property

Move right in and start enjoying the Florida lifestyle! This fully furnished and equipped 2-bedroom, 2-bath condo offers 1,333 sq. ft. of spacious, comfortable living in the desirable East Lake area of Palm Harbor. Located on the second floor, the home features a split-bedroom floor plan, vaulted ceilings, and peaceful pond views from the open living and dining areas. The kitchen offers plenty of cabinet and counter space and comes fully equipped with cookware and essentials. A separate interior laundry room includes a full-size washer and dryer. The spacious primary suite features a walk-in closet and private bath with dual sinks and a walk-in shower, while the second bedroom provides plenty of room for guests or a home office. Major updates include a NEW HVAC system in 2026 and a NEW ROOF in 2025, with the roof special assessment already paid. The condo has been gently used as a seasonal residence and is being sold fully furnished and equipped—just bring your suitcase. The heated community pool and spa are just steps away, and the condo includes a dedicated covered carport conveniently located near the entrance. The monthly HOA fee includes water, sewer, cable, trash, exterior maintenance, roof, and building insurance. Enjoy easy access to John Chesnut Sr. Park, Lake Tarpon, walking and biking trails, the East Lake YMCA, golf, shopping and dining, with Gulf beaches and Tampa International Airport just a short drive away. Whether you're looking for a full-time home or an easy Florida getaway, this condo offers space, convenience, and truly low-maintenance living.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #O6400609
StatusActive
Year Built1984
Stories2
Total Rooms8
ConstructionBrick
RoofTile
FoundationSlab
FacesSouth
SubdivisionTARPON WOODS CONDO
CountyPinellas
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Thermostat
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room, Same Floor As Condo Unit
WindowsBlinds, Drapes, Rods
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorLighting, Sidewalk
Lot Size2.10 acres (91,642 sq ft)
Lot FeaturesIn County, Level
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$676 / Monthly
Senior CommunityNo

Financial Details

List Price$188,000
Original Price$199,000
Annual Taxes$1,417 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #342716900220160408

Schools

ElementaryCypress Woods Elementary-PN
MiddleCarwise Middle-PN
HighEast Lake High-PN

Directions

From East Lake Road go east on Ridgemoor Blvd, right on Tarpon Woods Blvd, right at Condo IV, property on right, Bldg. P, Unit 408

Location

3505 TARPON WOODS BLVD UNIT P408, PALM HARBOR, FL 34685

Listing Information

OfficeHOPKEY REALTY
ListedApril 21, 2026

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Home Price

$188,000

20% ($37,600)
6.75%

Loan Term

Principal & Interest$975
Property Tax (est.)$172
Insurance (est.)$150
Total Monthly$1,298
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $188,000 home in PALM HARBOR.

🏛️

FHA Loan

$6,580 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,400 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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