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$415,000

557 SCOTT LAKE CREEK LANE, LAKELAND, FL 33813

3D Tour

Active81 days on market

Beds

Baths

Sq Ft

2,333 sq ft

Year Built

2022

Lot Size

0.14 acres

Garage

About This Property

Welcome to this gorgeous home located in the highly desired community, Meadows at Scott Lake Creek. As you enter the front entryway, you will immediately notice the high ceiling, and the tall French door showcasing the pond outside the backyard. This home features an open-concept kitchen and great room to add the ideal space for entertaining. The fully equipped kitchen comes with granite countertops, 42" cabinets, soft close cabinets and drawers, 8" deep self rimming sink, pull out trash/recycle bin, custom kitchen backsplash, and lots of storage. There are 4 spacious bedrooms in this home, besides the master bedroom, there is a second bedroom with its own full bathroom. This home comes with many upgrades such as energy efficient hybrid water heater, wi-fi smart thermostat, rounded wall corners, insulated ceiling, Kwikset door hardwares, and extra windows for natural lights. The home is conveniently located in the heart of Lakeland with easy access to major roads, restaurants, supermarkets, and shopping centers.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #O6401273

StatusActive

Year Built2022

Total Rooms8

ConstructionStucco

RoofShingle

FoundationSlab

FacesNorth

SubdivisionMEADOWS AT SCOTT LAKE CREEK

CountyPolk

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat

FlooringVinyl

AppliancesDishwasher, Electric Water Heater, Range, Range Hood, Refrigerator

LaundryInside, Laundry Room

WindowsBlinds

CoolingCentral Air

HeatingCentral, Electric

SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System

Lot Size0.14 acres (5,985 sq ft)

Road SurfacePaved

ViewWater

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Available, Phone Available, Public, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$153 / Quarterly

Senior CommunityNo

Financial Details

List Price$415,000

Original Price$435,000

Annual Taxes$4,948 (2025)

FinancingCash, Conventional, FHA, VA Loan

Parcel #232913140837000400

Directions

From S Florida Ave heading South. Turn left on Fitzgerald Rd, then turn right on Francis Pipkin Rd, and turn right on Scott Lake Creek Lane. The house is on the left.

Location

557 SCOTT LAKE CREEK LANE, LAKELAND, FL 33813

Listing Information

OfficeAAA GLOBAL VENTURES PA

ListedApril 22, 2026

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Pick a Day

Preferred Time

Home Price

$415,000

Down Payment20% ($83,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,153

Property Tax (est.)$380

Insurance (est.)$150

Total Monthly$2,684

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How to Buy This Home

Multiple financing options available for this $415,000 home in LAKELAND.

🏛️

FHA Loan

$14,525 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 12, 2026.