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$179,000

306 PALMETTO AVENUE NW, WINTER HAVEN, FL 33881

3D Tour
Active166 days on market

Beds

3

Baths

1

Sq Ft

768 sq ft

Year Built

1937

Lot Size

0.20 acres

Garage

—

About This Property

Located in the desirable Harrington subdivision of Winter Haven, this beautifully single-family home offers the perfect blend of comfort, style, and value. Featuring 3 spacious bedrooms and 1 bathroom, the home showcases a bright open-concept layout ideal for modern living. The kitchen boasts granite countertops, stainless steel appliances, and ample cabinet space. Enjoy durable vinyl plank flooring throughout, generously sized bedrooms, and an abundance of natural light. Step outside to a large backyard, perfect for entertaining or relaxing. Conveniently situated near schools, parks, hospitals, dining, and entertainment. Priced to sell, schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6401595
StatusActive
Year Built1937
Stories1
Total Rooms6
ConstructionWood Frame
RoofShingle
FoundationCrawlspace
FacesWest
SubdivisionHARRINGTON A B SUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor
FlooringVinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting
Lot Size0.20 acres (8,712 sq ft)
Lot Dimensions55 x 80
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$179,000
Annual Taxes$2,665 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningR-3
Parcel #262820560000000021

Schools

ElementaryFrank E. Brigham Academy
MiddleWestwood Middle
HighLake Region High

Directions

From 17 Lake Alfred Rd left on Havendale BLVD NW, right on Unity Way NW, Left on Palmetto Ave. The house is on your right.

Location

306 PALMETTO AVENUE NW, WINTER HAVEN, FL 33881

Listing Information

OfficePREMIUM PROPERTIES R.E. SERVICE
ListedApril 23, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$179,000

20% ($35,800)
6.75%

Loan Term

Principal & Interest$929
Property Tax (est.)$164
Insurance (est.)$150
Total Monthly$1,243
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $179,000 home in WINTER HAVEN.

🏛️

FHA Loan

$6,265 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 27, 2026.

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