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$449,000

3134 WINDMOOR DRIVE N, PALM HARBOR, FL 34685

Active167 days on market

Beds

3

Baths

2

Sq Ft

1,600 sq ft

Year Built

1986

Lot Size

0.48 acres

Garage

2

About This Property

Beautiful, 1600 sqft move-in ready renovated 3/2/2 villa in East Lake area of Palm Harbor with vaulted ceilings and the lot is nearly a half acre of tranquil forest preserve for a backyard. Live with wildlife as your neighbors, deer, wild turkeys, owls, and wood peckers to name a few. Sitting on the screened in lanai at night sounds like camping. Renovated kitchen features two pantries and an additional coffee bar ready for cooking and entertaining with the natural stone countertops. The primary has a large shower with luxury spa fixtures for you to enjoy. Additional features include hot tub/spa electric on lanai, water softener, EV plug in garage, hurricane rated and insulated garage door. Floors are marble look porcelain tile for easy care and no carpet! Villa has an atrium in the center of the house to provide natural light in three rooms and is a more unique feature ready for plants or a bistro table. Fully appreciate in person! LOW HOA FEES at $289 per month give access to tennis courts, basketball courts, playpark, solar heated pool, exterior paint, grounds maintenance including garden beds, mulch, hedge trimming, tree trimming, lawn care, sprinklers, gates and pond maintenance. Leaves more time for you to enjoy yourselves! Close to Lake Tarpon, John Chestnut Park, exercise trails, and all of the area beaches.

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #O6402214
StatusActive
Year Built1986
Total Rooms9
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesEast
SubdivisionWESCOTT SQUARE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringGranite, Porcelain Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Water Softener
LaundryElectric Dryer Hookup, Washer Hookup
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorOther, Rain Gutters
Lot Size0.48 acres (20,386 sq ft)
Road SurfaceAsphalt
ViewPark/Greenbelt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$209 / Monthly
Senior CommunityNo

Financial Details

List Price$449,000
Original Price$469,900
Annual Taxes$4,936 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningRPD-5
Parcel #342716960470130030

Directions

Drive northeast on East Lake Business. Keep left to stay on East Lake Business. Bear right onto East Lake Road/CR 611. Right to Ridgemoor Bld. Right to Tarpon Woods Bld. Turn right.

Location

3134 WINDMOOR DRIVE N, PALM HARBOR, FL 34685

Listing Information

OfficeBEYCOME OF FLORIDA LLC
ListedApril 24, 2026

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Home Price

$449,000

20% ($89,800)
6.75%

Loan Term

Principal & Interest$2,330
Property Tax (est.)$412
Insurance (est.)$150
Total Monthly$2,891
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How to Buy This Home

Multiple financing options available for this $449,000 home in PALM HARBOR.

🏛️

FHA Loan

$15,715 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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