$235,000
3147 WHISPERING TRAILS STREET, WINTER HAVEN, FL 33884
Beds
3
Baths
2
Sq Ft
1,303 sq ft
Year Built
2006
Lot Size
0.12 acres
Garage
2
About This Property
Under contract-accepting backup offers. Virtually Staged. $5,000 PRICE REDUCTION!!! Don’t miss this incredible opportunity to own this beautifully updated home. Conveniently located just minutes from Walmart, LEGOLAND, shopping plazas, restaurants, and everyday conveniences, this home offers the perfect combination of comfort and location. Move-in ready with major 2026 updates! Enjoy peace of mind with a brand-NEW Roof (July 2026), FRESH interior paint (July 2026), NEW HVAC system (June 2026), NEW kitchen appliances (July 2026), and a NEW kitchen faucet (June 2026) and shower head. Welcome to this charming 3-bedroom, 2-bath home offering 1,303 square feet in a desirable GATED COMMUNITY in Winter Haven. The unique side-entry front door, connected by a private walkway, adds character and inviting curb appeal. Inside, you’ll find a comfortable layout ready for you to make it your own. **Located in an established neighborhood with long-term residents and a welcoming atmosphere. Residents also enjoy access to the community pool!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
GPS
Location
3147 WHISPERING TRAILS STREET, WINTER HAVEN, FL 33884
Listing Information
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Preferred Time
Home Price
$235,000
Loan Term
How to Buy This Home
Multiple financing options available for this $235,000 home in WINTER HAVEN.
🏛️
FHA Loan
$8,225 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$11,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 20, 2026.