$399,900
3435 GULF COAST DRIVE, HERNANDO BEACH, FL 34607
Beds
2
Baths
2
Sq Ft
1,235 sq ft
Year Built
1973
Lot Size
0.14 acres
Garage
1
About This Property
Waterfront living at its finest! This beautifully renovated 2-bedroom, 2-bath home in Hernando Beach offers direct Gulf access with 62 feet of saltwater canal frontage and no bridges—a true boater’s dream. Step inside to discover a completely updated interior featuring a brand-new roof, fresh interior and exterior paint, and stylish tile flooring throughout. The stunning open kitchen showcases white shaker cabinetry, granite countertops, stainless steel appliances, and a breakfast bar that flows seamlessly into the dining and living areas—perfect for entertaining. Both bathrooms have been fully remodeled with modern vanities and new shower/tub features. Additional upgrades include a new hot water heater and garage door, providing peace of mind for years to come. Enjoy relaxing water views from the Florida room or unwind on the screened rear porch overlooking the canal. Whether you're sipping your morning coffee or hosting guests, this home is designed to embrace the coastal lifestyle. Located in a golf-cart-friendly community, Hernando Beach offers a laid-back atmosphere with nearby boat ramps, parks, nature preserves, and waterfront dining with live music. You're just minutes from Pine Island Beach and within easy reach of Tampa International Airport, Clearwater, and St. Petersburg for shopping, dining, and entertainment. Don’t miss your chance to own this turnkey waterfront retreat—schedule your showing today! All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify. Sold As-Is.”
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
Shoal Line Blvd onto Calienta St to west on Gulf Coast Dr to home on right
Location
3435 GULF COAST DRIVE, HERNANDO BEACH, FL 34607
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$399,900
Loan Term
How to Buy This Home
Multiple financing options available for this $399,900 home in HERNANDO BEACH.
🏛️
FHA Loan
$13,997 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,995 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 20, 2026.