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$139,900

523 CLUB CIRCLE, LAKE WALES, FL 33898

Active158 days on market

Beds

1

Baths

1

Sq Ft

648 sq ft

Year Built

1965

Lot Size

0.03 acres

Garage

—

About This Property

Welcome to refined lakefront living in Lake Wales at 523 Club Circle. This beautifully updated 1-bedroom, 1-bath villa offers an inviting blend of style and comfort within the sought-after Lakeshore Club community. Inside, soaring beamed ceilings create an airy feel, while rich wood cabinetry and a sleek glass backsplash elevate the kitchen space. The spa-inspired bathroom has been thoughtfully renovated, and a custom Murphy bed adds both function and elegance for overnight guests. An all-season room extends your living space, leading to an oversized screened lanai where tranquil lake views set the tone for relaxed mornings and peaceful evenings. Residents enjoy a low-maintenance lifestyle with HOA-covered essentials and access to resort-style amenities, including a pool, fitness center, clubhouse, and marina on Lake Walk-In-Water. Ideally located near shopping, dining, and major roadways, this villa offers a perfect blend of serenity and convenience. Move in ready.

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #O6403566
StatusActive
Year Built1965
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionLAKESHORE CLUB
CountyPolk
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan
FlooringCeramic Tile
AppliancesElectric Water Heater
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorHurricane Shutters
Lot Size0.03 acres (1,446 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$350 / Monthly
Senior CommunityNo

Financial Details

List Price$139,900
Original Price$145,000
Annual Taxes$1,090 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #293022999997000730

Directions

From Orlando, take I-4 West toward Tampa and continue for several miles before taking Exit 55 to merge onto US-27 South toward Haines City/Lake Wales. Stay on US-27 South for approximately 25 miles, then take the exit toward FL-60 East/Lake Wales. Merge onto FL-60 East and continue into Lake Wales. From there, follow local road signs and turn onto Club Circle, where you will arrive at 523 Club Cir, Lake Wales, FL 33854. Be sure to allow extra travel time depending on traffic conditions, especially during peak hours.

Location

523 CLUB CIRCLE, LAKE WALES, FL 33898

Listing Information

OfficeEXP REALTY LLC
ListedMay 1, 2026

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Home Price

$139,900

20% ($27,980)
6.75%

Loan Term

Principal & Interest$726
Property Tax (est.)$128
Insurance (est.)$150
Total Monthly$1,004
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How to Buy This Home

Multiple financing options available for this $139,900 home in LAKE WALES.

🏛️

FHA Loan

$4,897 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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