Loading...
Loading...
$285,000
Beds
3
Baths
2
Sq Ft
1,380 sq ft
Year Built
1975
Lot Size
0.26 acres
Garage
—
Welcome to this well-maintained 3-bedroom, 2-bathroom home in Lake Alfred with NO HOA! Featuring a comfortable and functional layout, spacious living areas, and a generous backyard, this home offers both convenience and value. An exceptional added benefit: the seller will PAY OFF the existing solar panel balance IN FULL at closing, allowing the solar system to convey free and clear to the buyer. Enjoy the benefits of owned solar and potential energy savings from Day 1 without assuming a solar loan. Conveniently located near shopping, dining, major roadways, and Central Florida attractions. Schedule your private showing today!
From I-4 W, take Exit 48 toward Lake Alfred/CR-557. Turn right onto CR-557 and continue north. Turn left onto Old Lake Alfred Rd, then turn right onto E Cummings St. The property will be located on the right at 640 East Cummings Street, Lake Alfred, FL 33850.
640 E CUMMINGS STREET, LAKE ALFRED, FL 33850
Pick a Day
Preferred Time
Home Price
$285,000
Loan Term
Multiple financing options available for this $285,000 home in LAKE ALFRED.
🏛️
$9,975 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$14,250 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 10, 2026.