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$620,000

1234 WHISPERING LANE, MINNEOLA, FL 34715

3D Tour
Active82 days on market

Beds

5

Baths

3

Sq Ft

3,021 sq ft

Year Built

2023

Lot Size

0.15 acres

Garage

2

About This Property

One or more photo(s) has been virtually staged. This stunning former builder model just got even more irresistible! With a $39,990 price reduction AND $10,000 in seller-paid closing costs, the stars have aligned for the right buyer to walk through that door and never look back. Why wait for new construction when this stunning home is move-in ready today? Never occupied and loaded with over $85,000 in premium upgrades, 1234 Whispering Lane is the one you've been waiting for! Nestled in the highly sought-after Overlook at Grassy Lake community in Minneola, this exceptional 5-bedroom, 3-bathroom home offers over 3,000sqft of beautifully curated living space designed to impress from the moment you arrive. The refined stucco veneer exterior and enhanced curb appeal set the tone for everything inside. The open-concept layout flows effortlessly from living to dining to kitchen, creating the perfect space for entertaining or simply enjoying everyday life. The chef's kitchen is a showstopper...featuring designer cabinetry with crown molding and under-cabinet lighting, a full stainless appliance suite with cooktop, double ovens, microwave, and over-sized, French door refrigerator. Smart home features including a WiFi thermostat, alarm system, smart appliances, and smart garage opener keep life running smoothly, while flexible bonus spaces give you room to create the home office, guest suite, or lounge you've always wanted. Outside, your upgraded, extended covered lanai overlooks an oversized backyard with endless possibilities...room for a pool, spa, fire pit, or lush garden oasis. This is Florida living at its finest. Community amenities include a resort-style pool, cabana, green spaces, and playground...all with no CDD and a low monthly HOA. Located just one mile from the Florida Turnpike, minutes from shopping, dining, and outdoor recreation at Minneola Athletic Complex and Lake Hiawatha Preserve, and zoned for top-rated schools within two miles. And the future? Even brighter - with a new hospital, retail, and major infrastructure growth surrounding this rapidly expanding area, your investment here is as smart as it is beautiful. This is more than a home. This is your next chapter. Schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6404339
StatusActive
Year Built2023
Total Rooms15
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationBlock
FacesSouth
SubdivisionOVERLOOK AT GRASSY LAKE EAST PHASE 3
CountyLake
OwnershipFee Simple

Interior Features

InteriorThermostat
FlooringCarpet, Luxury Vinyl, Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Washer
LaundryLaundry Room
WindowsBlinds, Drapes, Rods, Window Treatments
CoolingCentral Air
HeatingElectric
SecuritySecurity System, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System
Lot Size0.15 acres (6,713 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Sewer Available, Sprinkler Meter, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$312 / Quarterly
Senior CommunityNo

Financial Details

List Price$620,000
Original Price$659,990
Annual Taxes$7,082 (2025)
Parcel #052226001200000200

Schools

ElementaryGrassy Lake Elementary
MiddleEast Ridge Middle
HighLake Minneola High

Directions

From FL Turnpike Exit 272, west on US-27 S, left on CR-561, left on Whispering Lane, home at 1234 on right

Location

1234 WHISPERING LANE, MINNEOLA, FL 34715

Listing Information

OfficeEXP REALTY LLC
ListedMay 6, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$620,000

20% ($124,000)
6.75%

Loan Term

Principal & Interest$3,217
Property Tax (est.)$568
Insurance (est.)$150
Total Monthly$3,935
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $620,000 home in MINNEOLA.

🏛️

FHA Loan

$21,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.

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