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$530,000

221 CITRUS GROVE BOULEVARD S, POLK CITY, FL 33868

3D Tour
Active158 days on market

Beds

6

Baths

4

Sq Ft

3,774 sq ft

Year Built

1971

Lot Size

0.44 acres

Garage

1

About This Property

SELLER MOTIVATED — LIVE, RELAX & GENERATE INCOME! A Unique Polk City Property Offering Space, Lifestyle & Proven Income Potential Live in the main home. Generate income from the two suites. Enjoy the space, privacy, and Florida lifestyle—all while having the potential to create a valuable additional income stream. The income opportunity is a major highlight of this property. The home includes two interconnected mother-in-law suites, each with its own private entrance, providing an ideal setup for short-term rentals, extended family, guests, or additional living arrangements. Both suites are currently operating as successful Airbnb rentals, generating substantial supplemental income—allowing the new owner to offset housing expenses while enjoying the property themselves. Each suite features 2 bedrooms, a dining area, laundry room, and 1 bathroom. One suite has a full kitchen, while the other offers a convenient kitchenette. With two separate rental spaces plus the spacious main residence, this property provides an uncommon opportunity to combine homeownership with multiple income streams. For nature-loving families, Polk City offers a peaceful setting while remaining conveniently located near Lakeland and centrally positioned between the metropolitan areas of Tampa and Orlando. Only 6.8 miles from Lake Mrytle Sports Complex, a top destination for central Florida sports tournaments. The scenic 29-mile General James A. Van Fleet State Trail is nearby, providing opportunities for walking, cycling, wildlife viewing, and enjoying Florida's natural beauty. Just one block away from newly renovated Freedom Park which features a playground, pavilion for gatherings and celebrations, and a fully fenced area offering added safety and peace of mind. Continue enjoying the outdoors from your nearly half-acre homesite, with plenty of room for gardening, fruit trees, entertaining, and outdoor living. Start your mornings with coffee on the back porch and end your evenings watching beautiful Florida sunsets from the charming front Florida room. A Home Designed for Flexibility: The spacious main residence provides plenty of room for family living and entertaining. Enjoy quiet afternoons in the library, gather with friends and family in the spacious living room, or relax in the inviting family room. The library includes a wet bar, perfect for showcasing your barista skills, preparing fresh juices, or entertaining guests. The oversized dining room comfortably accommodates family dinners, holiday celebrations, and special occasions. The one-car garage includes a half bath and additional storage, adding even more functionality to the property. Numerous Updates & Features This beautifully remodeled property offers an impressive combination of space and recent upgrades, including: 3 sets of washers and dryers, 3 separate heating and cooling systems, Roof installed in 2024, One brand-new HVAC system installed May 2026, Granite countertops, New Samsung 4-door refrigerator, Samsung dishwasher, One-car garage with half bath, First American Home Warranty included. Nearly half-acre homesite, Furniture negotiable. A Property That Can Work for You. CALL TODAY to schedule your private showing and discover the lifestyle, flexibility, and proven income potential this exceptional Polk City property has for you!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6405616
StatusActive
Year Built1971
Stories1
Total Rooms11
ConstructionBlock, Stone, Stucco, Vinyl Siding, Wood Frame
RoofShingle
FoundationCrawlspace, Slab
FacesWest
SubdivisionPOLK CITY
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Coffered Ceiling(s), Crown Molding, Eating Space In Kitchen
FlooringCeramic Tile, Laminate, Porcelain Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryGas Dryer Hookup
WindowsAluminum Frames, Blinds, Drapes, Rods, Window Treatments
CoolingCentral Air
HeatingCentral, Heat Pump, Reverse Cycle
FireplaceYes ()
SecuritySecurity Lights, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Sidewalk
FencingChain Link
Lot Size0.44 acres (18,983 sq ft)
Lot Dimensions150 x 125
Lot FeaturesCity Lot, Landscaped, Sidewalk
Road SurfacePaved, Asphalt
ViewCity
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$530,000
Original Price$550,000
Annual Taxes$385 (2026)
FinancingAssumable, Cash, Conventional, FHA, USDA Loan, VA Loan
ZoningR-1
Parcel #252633296500089210

Schools

ElementaryPolk City Elem
HighTenoroc Senior

Directions

From the intersection of Highway 33 and Broadway Blvd NE, continue on Broadway Blvd NE until you reach Citrus Grove Blvd. Turn left onto Citrus Grove Blvd toward Burkley Rd. The property located at 221 South Citrus Grove Blvd will be on your left-hand side just before reaching Burkley Rd.

Location

221 CITRUS GROVE BOULEVARD S, POLK CITY, FL 33868

Listing Information

OfficeSAND DOLLAR REALTY GROUP INC
ListedMay 15, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$530,000

20% ($106,000)
6.75%

Loan Term

Principal & Interest$2,750
Property Tax (est.)$486
Insurance (est.)$150
Total Monthly$3,386
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $530,000 home in POLK CITY.

🏛️

FHA Loan

$18,550 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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