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$314,900

1782 WHITE ELEPHANT, WINTER HAVEN, FL 33884

3D Tour
Active152 days on market

Beds

4

Baths

2

Sq Ft

1,863 sq ft

Year Built

2025

Lot Size

0.10 acres

Garage

2

About This Property

Discover affordable luxury and modern Florida living in this beautifully designed brand-new 2025 home located in the growing Peach Crossings community of Winter Haven. Perfectly positioned for first-time homebuyers, growing families, remote professionals, and buyers seeking more space without sacrificing style, this move-in ready 4-bedroom, 2-bath residence offers the ideal combination of comfort, functionality, and value in one of Polk County’s rapidly expanding areas. Built by LGI Homes, the highly sought-after “Summit” floor plan features an open-concept design with soaring ceilings, abundant natural light, and thoughtfully designed living spaces perfect for entertaining and everyday living. The spacious chef-inspired kitchen is equipped with granite countertops, solid wood cabinetry, Whirlpool stainless steel appliances, generous prep space, and seamless flow into the dining and family room area creating the perfect setting for gatherings, holidays, and movie nights at home. The oversized primary suite offers a peaceful retreat with a large walk-in closet and spa-style en-suite bathroom featuring dual vanities, stone countertops, and a step-in shower. Three additional bedrooms provide flexibility for guest rooms, a home office, fitness room, or playroom. Luxury vinyl flooring throughout the main living areas, energy-efficient windows, smart layout design, interior laundry room, and modern finishes add both style and practicality for today’s buyers. Step outside and enjoy covered outdoor living space ideal for relaxing evenings, weekend cookouts, or enjoying Florida’s year-round sunshine. Professionally designed landscaping, irrigation, sidewalks, and attractive curb appeal make this home stand out from the moment you arrive. Located near shopping, dining, medical facilities, parks, and major commuter routes, Peach Crossings offers convenient access to Lakeland, Orlando, and Central Florida attractions while still maintaining a quieter residential atmosphere. Community amenities include playgrounds, parks, picnic areas, and access to highly desired Polk County schools, making this neighborhood especially appealing to families and buyers relocating to Florida. With no CDD fees, low HOA costs, builder warranty coverage, and financing options including FHA, VA, USDA, and Conventional loans, this property presents an exceptional opportunity for buyers looking for affordable new construction in Winter Haven with long-term value and lifestyle appeal.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6405643
StatusActive
Year Built2025
Total Rooms3
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionPEACH CROSSINGS
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Luxury Vinyl
AppliancesCooktop, Dishwasher, Disposal, Freezer, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.10 acres (5,500 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$95 / Monthly
Senior CommunityNo

Financial Details

List Price$314,900
Original Price$338,900
Annual Taxes$760 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningRES
Parcel #262916689010000390

Schools

ElementaryPinewood Elem
MiddleDenison Middle
HighLake Region High

Directions

From Orlando Head west on E South St toward S Orange Ave Turn left to merge onto I-4 Express Merge onto I-4 Express Merge onto I-4 W Take exit 41 for FL-570 W toward Auburndale/Lakeland/Polk Pkwy Continue onto FL-570 W/Polk Pkwy Take exit 17 to merge onto US-92 E Merge onto US-92 E Turn right onto FL-655 Turn left onto FL-655/Lake Shipp Dr Continue onto Co Rd 655/Snively Ave Continue to follow Co Rd 655 Turn left onto State Hwy 655 At the traffic circle, take the 2nd exit onto Eloise Loop Rd Continue straight onto Pollard Rd Turn right onto Nantucket Wy Destination will be on the right

Location

1782 WHITE ELEPHANT, WINTER HAVEN, FL 33884

Listing Information

OfficeWATSON REALTY CORP.
ListedMay 7, 2026

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Home Price

$314,900

20% ($62,980)
6.75%

Loan Term

Principal & Interest$1,634
Property Tax (est.)$289
Insurance (est.)$150
Total Monthly$2,073
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $314,900 home in WINTER HAVEN.

🏛️

FHA Loan

$11,022 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,745 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 24, 2026.

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