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$224,000

202 TERRACE RIDGE CIRCLE UNIT 202, DAVENPORT, FL 33896

3D Tour
Active154 days on market

Beds

4

Baths

2

Sq Ft

1,688 sq ft

Year Built

2005

Lot Size

,

Garage

,

About This Property

This is a large condo with 4 bedroom 2 bathrooms on the first floor. Gated entrance pool and fitness center. Master bedroom has large walk in closet shower no tub. Second bathroom has extra large tub and double vanity. Tile floors throughout. Open kitchen concept with eating bar large cloesr. Laundry room in Airbnb friendly HOA and tenant friendly

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #O6407367
StatusActive
Year Built2005
Stories2
Total Rooms5
ConstructionBlock
RoofShingle
FoundationBlock
FacesNorth
SubdivisionTERRACE RIDGE AT TOWN CENTER EAST CONDO
CountyPolk
OwnershipCondominium
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo
FlooringCeramic Tile
AppliancesCooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Road SurfaceAsphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Connected, Electricity Available, Sewer Connected, Street Lights

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$224,000
Original Price$260,000
Annual Taxes$2,536 (2025)
Parcel #272602701011006130

Directions

Directions: Keep left at the fork, follow signs for FL-429 S/Tampa and merge onto FL-429 S Keep left at the fork to stay on FL-429 S Toll road Keep left at the fork to stay on FL-429 S Toll road Take exit 1A for Sinclair Rd Turn left onto Sinclair Rd Turn right onto N Old Lake Wilson Rd Continue onto Lake Wilson Rd Pass by Wells Fargo Bank (on the right) Turn left onto Town Center Blvd Turn left onto Terrace Ridge Cir Turn right to stay on Terrace Ridge Destination will be on the right

Location

202 TERRACE RIDGE CIRCLE UNIT 202, DAVENPORT, FL 33896

Listing Information

OfficeA2Z REALTY GROUP
ListedMay 13, 2026

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Home Price

$224,000

20% ($44,800)
6.75%

Loan Term

Principal & Interest$1,162
Property Tax (est.)$205
Insurance (est.)$150
Total Monthly$1,518
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How to Buy This Home

Multiple financing options available for this $224,000 home in DAVENPORT.

🏛️

FHA Loan

$7,840 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,200 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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