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$414,900

554 WHITTINGHAM PLACE, LAKE MARY, FL 32746

3D Tour
Active59 days on market

Beds

3

Baths

2

Sq Ft

1,656 sq ft

Year Built

1988

Lot Size

0.12 acres

Garage

2

About This Property

Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Greenwood Lakes community of Lake Mary. Offering approximately 1,656 square feet of living space, a 2-car garage, and no rear neighbors, this home combines comfort, thoughtful updates, and an exceptional location. Inside, you'll find soaring vaulted ceilings and an open extended great room, designed for everyday living and entertaining. The split-bedroom floor plan offers added privacy for the primary suite while providing a functional layout for family members or guests. Improvements provide added value and peace of mind, including a whole-home re-pipe, HVAC replacement (2021), and a new washer and dryer (2025) located in the indoor utility room. Conveniently located in the heart of Lake Mary, this home is close to shopping, dining, parks, everyday conveniences, and the Cross Seminole Trail for walking, running, and biking. Enjoy easy access to I-4 and SR 417, making commuting throughout Central Florida simple. The property is also located within the Seminole County Public Schools district. Ask about a lender-provided interest rate buy down that may help reduce your monthly mortgage payment for qualified buyers. Terms, conditions, and lender qualifications apply. Schedule your private showing today and discover everything this Greenwood Lakes home has to offer.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6408318
StatusActive
Year Built1988
Stories1
Total Rooms6
ConstructionBlock, Concrete
RoofShingle
FoundationSlab
FacesEast
SubdivisionGREENWOOD LAKES UNIT D-3A
CountySeminole
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Private Mailbox, Sidewalk
Lot Size0.12 acres (5,407 sq ft)
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPrivate Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Street Lights, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$414,900
Original Price$430,000
Annual Taxes$4,670 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #19203050701000250

Schools

ElementaryLake Mary Elementary
MiddleGreenwood Lakes Middle
HighLake Mary High

Directions

From Lake Emma Rd, Turn on Greenwood, Turn on Whittingham Pl, Property is on the left.

Location

554 WHITTINGHAM PLACE, LAKE MARY, FL 32746

Listing Information

OfficeKELLER WILLIAMS HERITAGE REALTY
ListedJune 26, 2026

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Home Price

$414,900

20% ($82,980)
6.75%

Loan Term

Principal & Interest$2,153
Property Tax (est.)$380
Insurance (est.)$150
Total Monthly$2,683
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $414,900 home in LAKE MARY.

🏛️

FHA Loan

$14,522 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 25, 2026.

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