$575,000
3915 S SPANIEL TRAIL, INVERNESS, FL 34450
Beds
3
Baths
2
Sq Ft
1,612 sq ft
Year Built
1986
Lot Size
3.79 acres
Garage
4
About This Property
Welcome to your private slice of Florida living, where space and everyday comfort come together on over 3 acres of land. Built in 1986, this custom home offers over 1,600 square feet of open-concept living with well-maintained carpet and tile throughout, creating a comfortable feel from the moment you walk in. The kitchen flows seamlessly into the main living areas, ideal for entertaining or simply enjoying the space, and comes fully equipped with all appliances, including washer, dryer, refrigerator, and dishwasher. The split floor plan features three spacious bedrooms and two bathrooms, including a primary suite with 2 separate closets for added convenience. Step outside to a backyard designed for how buyers actually want to live—complete with a detached workshop/garage combo! The options are endless! The water softener, water heater, AC, exterior paint, and electrical panel are less than 3 years old for added peace of mind. The property boasts more than ample room for boats, RVs, or future additions, as well as over 700 feet of water frontage on a canal connected to the Tsala-Apopka chain of lakes! Just minutes to boat ramps, golf, shopping, dining, and more. Properties offering this combination of land and fully built-out outdoor living are hard to find—schedule your private showing before it’s gone.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Turn left onto E State Road 44 (SR-44 W). Go for 15.1 mi. Turn left onto S Florida Ave (US-41 S). Go for 0.8 mi. Turn left onto Eden Dr. Go for 0.1 mi. Turn right onto Old Floral City Rd. Go for 0.3 mi. Keep left onto Old Floral City Rd. Go for 1.4 mi. Turn left onto E Sandpiper Dr. Go for 1.1 mi. Turn right onto S Owens Trl. Go for 0.4 mi. B End at 3915 S Spaniel Trl Inverness, Florida 34450-7471
Location
3915 S SPANIEL TRAIL, INVERNESS, FL 34450
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$575,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $575,000 home in INVERNESS.
🏛️
FHA Loan
$20,125 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$28,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: May 22, 2026.