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$218,000

2525 W BAY DRIVE UNIT C34, LARGO, FL 33770

Active120 days on market

Beds

2

Baths

2

Sq Ft

835 sq ft

Year Built

1974

Lot Size

—

Garage

1

About This Property

Bright corner-unit condo in the heart of Belleair Bluffs, one of the area’s most desirable coastal communities known for its walkability, charm, and relaxed beach-town lifestyle. Just minutes from the Gulf beaches, Belleair Causeway, waterfront parks, local restaurants, coffee shops, boutique shopping, and Publix — everything you need is right nearby. Filled with natural light, this condo has an open living and dining layout, spacious bedroom, pool access, and a peaceful community atmosphere. Enjoy morning walks to coffee shops, sunset trips to the beach, nearby waterfront dining, and the convenience of living in a quiet, established neighborhood close to everything. One of the lowest HOA fees in the area makes this an exceptional opportunity for affordable coastal living. Perfect as a full-time residence, seasonal getaway, or investment opportunity. Features: Bright corner unit with abundant natural light One of the lowest HOA fees in the area Pool access Quiet community Highly walkable location Minutes to beaches, dining, shopping, and waterfront parks assigned parking Buyer’s agents welcome. Currently occupied by tenants with a lease in place until June 2027, providing a steady rental income opportunity.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #O6408808
StatusActive
Year Built1974
Stories4
Total Rooms7
ConstructionBlock, Concrete, Stucco
RoofBuilt-Up
FoundationSlab
FacesEast
SubdivisionBAY WEST APTS CONDO
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorBuilt-in Features, Eating Space In Kitchen, Elevator, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Porcelain Tile
AppliancesDishwasher, Microwave, Range, Range Hood, Refrigerator
LaundryCommon Area
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorCourtyard, Outdoor Shower, Private Mailbox
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesChlorine Free, Gunite, In Ground, Outside Bath Access, Salt Water

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Water Connected

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOAYes
HOA Fee$496 / Monthly
Senior CommunityNo

Financial Details

List Price$218,000
Original Price$223,000
Annual Taxes$1,871 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningMULTI-RESI
Parcel #322915056500030340

Schools

ElementaryAnona Elementary-PN
MiddleSeminole Middle-PN
HighLargo High-PN

Directions

Drive north on Seminole Bld/US-19 ALT. Left to West Bay Drive/CR 416. Turn left. Property is on the left.

Location

2525 W BAY DRIVE UNIT C34, LARGO, FL 33770

Listing Information

OfficeBEYCOME OF FLORIDA LLC
ListedMay 18, 2026

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Home Price

$218,000

20% ($43,600)
6.75%

Loan Term

Principal & Interest$1,131
Property Tax (est.)$200
Insurance (est.)$150
Total Monthly$1,481
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $218,000 home in LARGO.

🏛️

FHA Loan

$7,630 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,900 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 21, 2026.

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