Beds
4
Baths
2
Sq Ft
1,680 sq ft
Year Built
2024
Lot Size
0.11 acres
Garage
2
About This Property
Short Sale. This move-in-ready 2024-built home in the growing Hammock Reserve community offers the perfect blend of modern design, comfort, and convenience — plus it qualifies for 100% USDA financing with no down payment for eligible buyers. Featuring 4 bedrooms and 2 bathrooms, this beautifully maintained single-story home showcases an open and functional layout ideal for both everyday living and entertaining. From the moment you arrive, you’ll notice the attractive paver driveway and walkway leading to the covered front entry, adding great curb appeal. Inside, the spacious open-concept floor plan connects the living, dining, and kitchen areas seamlessly, creating a bright and welcoming atmosphere. Ceramic tile flooring throughout the main living spaces adds durability and style, while large sliding glass doors bring in natural light and lead to the backyard patio area — perfect for relaxing or weekend BBQs. The kitchen is designed to impress with quartz countertops, stainless steel appliances, modern gray cabinetry, a large island with seating space, and a generous pantry for additional storage. The private primary suite offers a spacious retreat complete with dual sinks, a walk-in shower, and a large walk-in closet. Three additional bedrooms provide flexibility for guests, family, or a home office setup and share a full secondary bathroom with a tub/shower combination. The interior laundry room includes extra storage space, making organization easy. Residents of Hammock Reserve enjoy a low HOA along with community amenities, including a resort-style pool, playground, and dog park. Conveniently located near Highway 27 and I-4, the property offers quick access to Posner Park, Lake Eva Park, shopping, dining, medical facilities, Orlando attractions, and Tampa. Why wait for new construction when you can own a nearly new home today? Schedule your private showing and see everything this home and community have to offer.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From I-4: Take Exit 55 for US-27 South toward Haines City. Turn Right (West) onto Old Polk City Rd, then left onto Prado Grande Ave to enter the Hammock Reserve community to Bimini Ave.
Location
6028 BIMINI AVENUE, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$299,000
Loan Term
How to Buy This Home
Multiple financing options available for this $299,000 home in HAINES CITY.
🏛️
FHA Loan
$10,465 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,950 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.