$310,000
173 TRACY CIRCLE, HAINES CITY, FL 33844
Beds
3
Baths
2
Sq Ft
1,788 sq ft
Year Built
2014
Lot Size
0.14 acres
Garage
2
About This Property
NO CDD community, LOW HOA only $30 monthly. SELLER ASSISTING WITH CLOSING COSTS! Beautiful 3-bedroom, 2-bathroom home located in the desirable Lake Tracy Estates community! This move-in-ready property features an open floor plan, ceramic tile flooring throughout, abundant natural light, and an upgraded kitchen with granite countertops, stainless steel appliances, and a large center island perfect for entertaining. The spacious primary suite offers tray ceilings, a luxurious bathroom with dual sinks, a tiled shower, soaking tub, and a large walk-in closet. Enjoy a generous backyard and the benefits of living in a community with lake access and a public boat ramp. Conveniently located just minutes from US-27, Posner Park, shopping, dining, and major attractions including Disney and Universal. Property has Solar panels to reduce the electricity bill, panels are leased and will not be paid off by the seller at closing. The buyer must either assume (transfer) the solar panel lease at closing or pay off the remaining lease balance as part of the purchase. Don't miss this opportunity to own a beautiful home in one of Central Florida's growing communities!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From Orlando via I-4: Take I-4 West toward Tampa. Exit onto US-27 South toward Haines City. Continue on US-27 South for approximately 12 miles. Turn left onto Bates Road. Continue straight, then turn right onto Tracy Circle. Arrive at the property: ?? 173 Tracy Circle, Haines City
Location
173 TRACY CIRCLE, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$310,000
Loan Term
How to Buy This Home
Multiple financing options available for this $310,000 home in HAINES CITY.
🏛️
FHA Loan
$10,850 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.