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$470,000

3576 BRISTOL COVE LANE, ST CLOUD, FL 34772

3D Tour
Active65 days on market

Beds

4

Baths

3

Sq Ft

2,791 sq ft

Year Built

2019

Lot Size

0.20 acres

Garage

2

About This Property

Awesome home located in a beautiful area of Saint Cloud! From the moment you arrive, you’ll notice the welcoming entrance and charming front office/flex space. As you walk through the first floor, you’ll enjoy the open-concept layout featuring a spacious kitchen, dining room, and living room area with large windows and sliding glass doors that bring in plenty of natural light. The first floor also includes a convenient half bathroom for guests. Upstairs, the open layout continues with a large loft/great room perfect for a TV area, game room, or additional family space. The second floor features 4 bedrooms and 2 full bathrooms, including a gorgeous primary suite with a bright and spacious master bathroom and an oversized walk-in closet that everyone will love. Located in the desirable Saint Cloud area, this home is close to restaurants, supermarkets, and just minutes from the Turnpike, offering both comfort and convenience. Additional features include solar panels and a water treatment system for added efficiency and value. Seller will pay $10,000 towards buyers closing cost with a full price offer. This is a great opportunity to own a beautiful home in a growing community!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6410653
StatusActive
Year Built2019
Total Rooms3
ConstructionConcrete
RoofShingle
FoundationSlab
FacesNorth
SubdivisionDEER CREEK WEST
CountyOsceola
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Yard, Sidewalk, Sliding Doors
Lot Size0.20 acres (8,712 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$141 / Quarterly
Senior CommunityNo

Financial Details

List Price$470,000
Original Price$490,000
Annual Taxes$4,416 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningX
Parcel #272630010300010400

Schools

ElementaryCanoe Creek K-8
MiddleCanoe Creek K-8
HighHarmony High

Directions

From S Florida Turnpike towards Miami, take exit 240 onto Clay Whaley Rd, Turn Left onto Clay Whaley Rd, Turn Right onto Old Canoe Creek Rd, Turn Right onto Canoe Creek Rd, Turn Right onto Deer Creek Blvd, at the roundabout take the second exit Deer Creek Blvd, Turn Right onto Bristol Cove Ln, the destination is on your left.

Location

3576 BRISTOL COVE LANE, ST CLOUD, FL 34772

Listing Information

OfficeBRIGHT TRUST REALTY LLC
ListedMay 25, 2026

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Home Price

$470,000

20% ($94,000)
6.75%

Loan Term

Principal & Interest$2,439
Property Tax (est.)$431
Insurance (est.)$150
Total Monthly$3,020
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $470,000 home in ST CLOUD.

🏛️

FHA Loan

$16,450 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

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