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$319,990

811 ANDREW STREET, WINTER HAVEN, FL 33881

Active48 days on market

Beds

Baths

Sq Ft

1,600 sq ft

Year Built

2026

Lot Size

0.13 acres

Garage

About This Property

Under Construction. Ready in August 2026! The Atwood floor plan features 3 bedrooms, 2 full baths, approximately 1,600 sq. ft., an open-concept design, spacious kitchen island, private primary suite, and thoughtfully designed living spaces that combine comfort, style, and everyday functionality in a growing Central Florida location. Willowbrook North offers modern single-family homes in a boutique Winter Haven community near Lake Fannie and Willowbrook Golf Club, with convenient access to shopping, dining, Downtown Winter Haven, US-27, and I-4.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #O6410787

StatusActive

Year Built2026

Total Rooms7

ConstructionConcrete, Stucco

RoofShingle

FoundationSlab

FacesWest

SubdivisionWILLOWBROOK NORTH

CountyPolk

OwnershipFee Simple

New ConstructionYes

Interior Features

InteriorHigh Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)

FlooringCarpet, Ceramic Tile

AppliancesCooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Other, Range, Range Hood

LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup

WindowsDouble Pane Windows, Low-Emissivity Windows

CoolingCentral Air

HeatingCentral, Electric

SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Other, Sidewalk, Sliding Doors, Sprinkler Metered

Lot Size0.13 acres (5,663 sq ft)

Lot FeaturesCleared, City Lot, Landscaped, Level, Near Golf Course, Sidewalk

Road SurfacePaved, Asphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$6 / Monthly

Senior CommunityNo

Financial Details

List Price$319,990

Original Price$307,490

Annual Taxes$2,695 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningRES

Parcel #262810530502001030

Schools

ElementaryFred G. Garnier Elem

MiddleDenison Middle

HighWinter Haven Senior

Directions

From I-4 take Exit 55 (US-27). Head south on US-27, keep right for State Road 544 / Lucerne Park Rd, follow SR-544 about 3 miles Willowbrook North will be on the right.

Location

811 ANDREW STREET, WINTER HAVEN, FL 33881

Listing Information

OfficeDRB GROUP REALTY, LLC

ListedMay 26, 2026

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Preferred Time

Home Price

$319,990

Down Payment20% ($63,998)

Interest Rate6.75%

Loan Term

Principal & Interest$1,660

Property Tax (est.)$293

Insurance (est.)$150

Total Monthly$2,104

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Nearby Schools

Elementary School

Fred G. Garnier Elem

View on GreatSchools →

Middle School

Denison Middle

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High School

Winter Haven Senior

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How to Buy This Home

Multiple financing options available for this $319,990 home in WINTER HAVEN.

🏛️

FHA Loan

$11,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.