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$435,000

4641 BERNARD BOULEVARD, HAINES CITY, FL 33844

3D Tour
Active118 days on market

Beds

5

Baths

3

Sq Ft

2,601 sq ft

Year Built

2023

Lot Size

0.13 acres

Garage

2

About This Property

Welcome to 4641 Bernard Boulevard, a beautifully maintained 2023 built home offering 5 bedrooms, 3 bathrooms, and 2,601 square feet of living space. The seller has made several thoughtful improvements throughout the home, starting with the first floor where the original carpet was removed and replaced with tile. The downstairs bathroom was upgraded beyond the standard builder grade finishes, giving it a more custom and elevated feel. The kitchen pantry was also upgraded from the original builder grade setup, adding both function and style. One of the bedrooms is currently converted into a closet, but it can easily be converted back into a bedroom, and the seller is willing to do so if the buyer prefers. Outside, the seller added a covered and screened patio with pavers, electricity, a TV wall, and ceiling fan, creating a great space for relaxing or entertaining. Built in 2023 with modern finishes and additional owner improvements, this home offers the benefit of newer construction with several upgrades already completed.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6410878
StatusActive
Year Built2023
Total Rooms10
ConstructionConcrete
RoofShingle
FoundationBlock
FacesNorth
SubdivisionHAMMOCK RESERVE PH 2
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOther
FlooringTile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
Lot Size0.13 acres (5,502 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Phone Available, Public, Sprinkler Meter

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$175 / Quarterly
Senior CommunityNo

Financial Details

List Price$435,000
Original Price$440,000
Annual Taxes$5,193 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272719744119003950

Schools

ElementaryHorizons Elementary
MiddleBoone Middle
HighRidge Community Senior High

Directions

From US-27, head east on Bates Road, then turn right onto US-17/92. Turn left onto South Boulevard, then right onto Bernard Boulevard. Continue to 4641 Bernard Boulevard; the property will be on your right.

Location

4641 BERNARD BOULEVARD, HAINES CITY, FL 33844

Listing Information

OfficeCREEGAN GROUP
ListedJune 10, 2026

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Home Price

$435,000

20% ($87,000)
6.75%

Loan Term

Principal & Interest$2,257
Property Tax (est.)$399
Insurance (est.)$150
Total Monthly$2,806
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $435,000 home in HAINES CITY.

🏛️

FHA Loan

$15,225 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 6, 2026.

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