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$290,000

132 DUVAL ROAD, WINTER HAVEN, FL 33884

Active116 days on market

Beds

2

Baths

2

Sq Ft

1,260 sq ft

Year Built

1975

Lot Size

0.24 acres

Garage

2

About This Property

This 2-bedroom, 2-bathroom home features a private, screened-in backyard pool. Enjoy nearly non-existent electric bills thanks to a fully paid-off SolarEdge solar system, complemented by a whole-house 22 kW Generac generator with a 250-gallon propane tank, hurricane-rated windows, a 5-year-old architectural shingle roof, and a Rinnai tankless water heater. The spacious interior boasts a large galley kitchen with stainless steel appliances and a gas stove, a convenient indoor laundry room with extra storage, a 2-car garage, and a versatile 16x12 climate-controlled Florida room. This property has been an Airbnb and can be purchased fully furnished, making it a turnkey investment or a move-in-ready retreat!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6412582
StatusActive
Year Built1975
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionELOISE WOODS EAST LAKE MARIAM UNIT
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorAttic Fan, Ceiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Walk-In Closet(s)
FlooringCeramic Tile, Laminate, Luxury Vinyl
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting, Rain Gutters, Sliding Doors
Lot Size0.24 acres (10,337 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Pool Sweep, Screen Enclosure, Solar Power Pump

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Fire Hydrant, Propane, Public, Solar, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$290,000
Original Price$315,000
Annual Taxes$3,491 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningR-1
Parcel #262834659500004910

Schools

ElementaryElbert Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

Drive east on Roosevelt Drive SE. Left to Cypress Gardens Bld/FL 540. Right to Duval Road SE. Property is on the right.

Location

132 DUVAL ROAD, WINTER HAVEN, FL 33884

Listing Information

OfficeBEYCOME OF FLORIDA LLC
ListedJune 1, 2026

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Home Price

$290,000

20% ($58,000)
6.75%

Loan Term

Principal & Interest$1,505
Property Tax (est.)$266
Insurance (est.)$150
Total Monthly$1,921
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $290,000 home in WINTER HAVEN.

🏛️

FHA Loan

$10,150 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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