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$625,000

805 LEISEY CIRCLE, RUSKIN, FL 33570

3D Tour
Active119 days on market

Beds

3

Baths

2

Sq Ft

2,071 sq ft

Year Built

1981

Lot Size

0.21 acres

Garage

2

About This Property

805 Leisey Circle offers a rare opportunity to own a move in ready waterfront home with direct access to Tampa Bay. HOME HAS NEVER FLOODED. 2 YEAR HOME WARRANTY INCLUDED. Situated on the Ruskin Inlet, the property features 124 feet of deep water frontage, a private dock with room for your boat, an expansive waterfront deck, and an elevated homesite. The 3 bedroom, 2 bathroom floor plan includes a remodeled kitchen with high end appliances, renovated bathrooms, premium flooring throughout, updated windows, and a spacious primary suite with dual vanities and a walk in shower. Recent improvements include a roof and exterior paint completed in 2022, a rescreened lanai, recently reinforced seawall and freshly painted deck. Home has never been flooded. With no HOA, no CDD fees, and no rental restrictions, owners have the flexibility to use the property as a primary residence, second home, or investment. Enough space for a future pool while still leaving plenty of room for an RV and other recreational vehicles. Conveniently located near waterfront dining, beaches, and open water access, this property combines updated living space with the benefits of true Florida waterfront living.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6413610
StatusActive
Year Built1981
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionKIMS COVE
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Dry Bar, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Pest Guard System, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCeramic Tile, Laminate, Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Water Softener
LaundryInside, Laundry Closet
WindowsDouble Pane Windows, Insulated Windows
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Lighting, Rain Gutters, Sliding Doors
Lot Size0.21 acres (9,030 sq ft)
Lot FeaturesCul-De-Sac, FloodZone, Landscaped
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater, River Front

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$625,000
Original Price$655,900
Annual Taxes$9,774 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-6
Parcel #U0732191VC00000000003.0

Directions

Exit 240B toward Ruskin, West College Ave, right on Seventh St SW, left on Third Ave SW, right on Carlyle Dr, 805 Leisey Cir on right

Location

805 LEISEY CIRCLE, RUSKIN, FL 33570

Listing Information

OfficeTHE AGENCY FL
ListedJune 9, 2026

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Home Price

$625,000

20% ($125,000)
6.75%

Loan Term

Principal & Interest$3,243
Property Tax (est.)$573
Insurance (est.)$150
Total Monthly$3,966
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How to Buy This Home

Multiple financing options available for this $625,000 home in RUSKIN.

🏛️

FHA Loan

$21,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 1, 2026.

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