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$259,000

1516 E ELM ROAD, LAKELAND, FL 33801

3D Tour
Active118 days on market

Beds

4

Baths

2

Sq Ft

1,862 sq ft

Year Built

1930

Lot Size

0.19 acres

Garage

—

About This Property

NO HOA! Charming, Beautiful Spanish Style Home full of character located in one of Lakeland's most desirable areas Shore Acres near Lake Bonny on E Elm Rd. Just about 46 minutes from Disney Springs. Walk into a spacious open floor plan with 4 bedrooms and 2 bathrooms, all one story. Nice sized front yard, and fenced in back yard. Walk in laundry room, rare wood burning brick fire place for a Florida home. Kitchen has granite counter tops and Stainless Steel fridge. Many upgrades including new wood laminate flooring throughout the home, fresh paint in the interior, touch up paint on the exterior. HVAC 1 year old, New Roof Installed May 2020. Blank canvas for you to customize. . Book a tour today !

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6414257
StatusActive
Year Built1930
Stories1
Total Rooms7
ConstructionStucco
RoofShingle
FoundationCrawlspace
FacesSoutheast
SubdivisionSHORE ACRES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorPrimary Bedroom Main Floor
FlooringLaminate
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Mailbox
Lot Size0.19 acres (8,420 sq ft)
Lot Dimensions64 x 135
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$259,000
Original Price$280,000
Annual Taxes$2,691 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRA-3
Parcel #242817193000007140

Schools

ElementaryPhilip O’Brien Elementary
MiddleCrystal Lake Middle/Jun
HighLakeland Senior High

Directions

Get on I-4 W from E Buena Vista Dr and Epcot Center Dr 7 min (3.5 mi) Exit the parking lot toward E Buena Vista Dr 486 ft Merge onto E Buena Vista Dr 1.2 mi Use the right 2 lanes to turn right onto the ramp to I-4/FL-536/Airport 0.4 mi Merge onto Epcot Center Dr 0.8 mi Use the right lane to merge onto I-4 W via the ramp to Tampa/US-192 1.1 mi Continue on I-4 W to Polk County. Take exit 17 from FL-570 W/Polk Pkwy 30 min (32.7 mi) Continue on US-92 W. Drive to E Elm Rd in Lakeland

Location

1516 E ELM ROAD, LAKELAND, FL 33801

Listing Information

OfficeOCEAN REAL ESTATE GROUP LLC
ListedJune 5, 2026

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Home Price

$259,000

20% ($51,800)
6.75%

Loan Term

Principal & Interest$1,344
Property Tax (est.)$237
Insurance (est.)$150
Total Monthly$1,731
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $259,000 home in LAKELAND.

🏛️

FHA Loan

$9,065 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.

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