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$200,999

1101 28TH STREET NW, WINTER HAVEN, FL 33881

3D Tour
Active112 days on market

Beds

2

Baths

1

Sq Ft

968 sq ft

Year Built

1950

Lot Size

0.17 acres

Garage

—

About This Property

Unlock Incredible Income Potential in Winter Haven! This unique property at 1101 28th St NW is the ultimate value-add or "house-hack" opportunity you’ve been waiting for! While public records show a 2/1, the property features a spacious 3-bedroom, 2-bathroom layout, completely optimized with a separate, income-producing apartment unit that is currently rented. Whether you are looking to offset your mortgage by living in one side and renting the other, accommodating multi-generational living, or adding an asset to your portfolio, this property delivers. Sold AS-IS—bring your vision and capitalize on this rare find today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6414725
StatusActive
Year Built1950
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationBlock, Slab
FacesEast
SubdivisionINWOOD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCeramic Tile
AppliancesElectric Water Heater, Range
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral
SecurityFire Alarm

Exterior & Lot

ExteriorDog Run
FencingFenced, Wire
Lot Size0.17 acres (7,501 sq ft)
Lot Dimensions50 x 150
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$200,999
Annual Taxes$1,802 (2025)
FinancingCash, Conventional
ZoningR-1
Parcel #262819553671002760

Schools

ElementaryInwood Elem
MiddleWestwood Middle
HighWinter Haven Senior

Directions

From US-17 / 6th St NW in Winter Haven, head west on Avenue G NW. Turn right (north) onto 28th Street NW. The property will be on your left.

Location

1101 28TH STREET NW, WINTER HAVEN, FL 33881

Listing Information

OfficeOUTLET REALTY
ListedJune 16, 2026

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Home Price

$200,999

20% ($40,200)
6.75%

Loan Term

Principal & Interest$1,043
Property Tax (est.)$184
Insurance (est.)$150
Total Monthly$1,377
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $200,999 home in WINTER HAVEN.

🏦

Conventional

$10,050 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 17, 2026.

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