$245,000
2008 LAKE ELLEN DRIVE, HAINES CITY, FL 33844
Beds
3
Baths
2
Sq Ft
1,152 sq ft
Year Built
1990
Lot Size
0.26 acres
Garage
,
About This Property
Lakefront living with your own covered boat dock and no HOA. This 3 bedroom, 2 bathroom home features a spacious Florida room, updated interior, and plenty of storage throughout. The kitchen includes all appliances, a dishwasher, and an under-sink reverse osmosis filtration system. Vinyl plank flooring runs through most of the home, with linoleum in the kitchen and laundry area. The primary bathroom has been remodeled with dual sinks and a walk-in shower. Additional improvements include newer windows, a metal roof installed in 2018, HVAC and ductwork completed in 2016, and a septic system installed approximately two years ago that remains under warranty. Outside, enjoy a concrete patio and walkway leading directly to the covered boat dock, perfect for fishing, boating, or relaxing by the water. The property also includes a remodeled garage/workshop and an 8x12 storage shed.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
TRAVEL HWY 27 SOUTH TO OLD POLK CITY ROAD. MAKE A RIGHT. CONTINUE UNTIL LAKE ELLEN DRIVE ON THE RIGHT. HOUSE IN ON THE RIGHT ON THE LAKE. SIGN IN THE YARD.
Location
2008 LAKE ELLEN DRIVE, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$245,000
Loan Term
How to Buy This Home
Multiple financing options available for this $245,000 home in HAINES CITY.
🏛️
FHA Loan
$8,575 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$12,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 6, 2026.