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$299,000

14584 20TH ST, DADE CITY, FL 33523

3D Tour
Active124 days on market

Beds

3

Baths

2

Sq Ft

1,354 sq ft

Year Built

2020

Lot Size

0.16 acres

Garage

2

About This Property

SELLER FINANCING AVAILABLE WITH $120,000 DOWN PAYMENT! MOVE-IN READY • BUILT IN 2020 • NO HOA • NO CDD • FENCED BACKYARD! Welcome to 14584 20th St in Dade City! Discover this beautifully maintained 3-bedroom, 2-bathroom home offering modern comfort, convenience, and flexible financing opportunities! The open and functional floor plan features a spacious living and dining area, perfect for everyday living and entertaining. The kitchen boasts granite countertops, stainless steel appliances, generous cabinet space, and a seamless connection to the main living areas. The primary suite offers a private bathroom, while two additional bedrooms provide flexibility for guests, a home office, or additional living space. Luxury vinyl plank flooring and neutral finishes create a welcoming, move-in-ready atmosphere. Enjoy the privacy of a fully fenced backyard, ideal for outdoor gatherings, pets, or relaxation. Additional features include a 2-car garage, public water and sewer, and the freedom of NO HOA AND NO CDD! Conveniently located near Downtown Dade City, Saint Leo University, shopping, restaurants, schools, and major roadways. FLEXIBLE FINANCING OPTIONS! Seller financing is available with a $120,000 down payment, subject to seller approval and mutually agreed terms. USDA financing may also be available for qualified buyers. Seller will consider reasonable proposals. DON'T MISS THIS OPPORTUNITY! Schedule your private showing today and explore the possibilities of owning this newer Dade City home!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6415237
StatusActive
Year Built2020
Stories1
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionCABLES SUB
CountyPasco
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings
FlooringLaminate
AppliancesBuilt-In Oven, Dishwasher
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
FencingFenced
Lot Size0.16 acres (6,775 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$299,000
Original Price$319,900
Annual Taxes$4,860 (2026)
FinancingCash, Conventional, FHA, Private Financing Available, USDA Loan, VA Loan
ZoningORG1
Parcel #2724210150000000191

Directions

From I75 and Hwy 52 head east to North Ave turn right to 20th St turn right and house is 2nd house on the left.

Location

14584 20TH ST, DADE CITY, FL 33523

Listing Information

OfficeIAD FLORIDA LLC
ListedJune 12, 2026

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Preferred Time

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Home Price

$299,000

20% ($59,800)
6.75%

Loan Term

Principal & Interest$1,551
Property Tax (est.)$274
Insurance (est.)$150
Total Monthly$1,976
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How to Buy This Home

Multiple financing options available for this $299,000 home in DADE CITY.

🏛️

FHA Loan

$10,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

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