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$263,900

661 LAKE CAROLYN CIRCLE, LAKELAND, FL 33813

3D Tour
Active80 days on market

Beds

3

Baths

2

Sq Ft

1,622 sq ft

Year Built

1982

Lot Size

0.12 acres

Garage

2

About This Property

Virtually Staged. Experience stylish, low-maintenance living in this beautifully renovated 3-bedroom, 2-full bathroom home located in South Lakeland’s desirable The Villas III community. Featuring Brand New flooring, fresh interior paint, remodeled bathrooms with marble tile and modern finishes, plus all-new interior and closet doors, this home is truly move-in ready. The updated kitchen, showcases marble countertops, new cabinetry, ceramic tile flooring, updated sinks, and a full suite of brand new appliances. Major improvements also include a 2019 roof and a 2017 high-efficiency HVAC system for added peace of mind. Residence of Villas III enjoy resort style amenities, including a pool, fitness center, and tennis courts, while the HOA covers, lawn care, water, sewer, garbage, basic cable, and Wi-Fi. Conveniently located near shopping, dining, and top rated schools, this home offers the perfect combination of comfort, convenience, and modern living. "lease option" and "lease purchase" available.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6415584
StatusActive
Year Built1982
Total Rooms6
ConstructionBrick, Wood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionVILLAS III
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl, Marble
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sliding Doors
Lot Size0.12 acres (5,179 sq ft)
Lot FeaturesCity Lot, Sloped
Road SurfacePaved, Asphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Available, Sprinkler Meter, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$235 / Monthly
Senior CommunityNo

Financial Details

List Price$263,900
Original Price$269,900
Annual Taxes$4,115 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #232901139410000070

Directions

EAST ON DRANE FIELD RD, R @ LAKE CAROLYN CIR - TAKE A SLIGHT LET, HOUSE IS ON THE LEFT

Location

661 LAKE CAROLYN CIRCLE, LAKELAND, FL 33813

Listing Information

OfficeSAND DOLLAR REALTY GROUP INC
ListedJune 22, 2026

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Home Price

$263,900

20% ($52,780)
6.75%

Loan Term

Principal & Interest$1,369
Property Tax (est.)$242
Insurance (est.)$150
Total Monthly$1,761
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How to Buy This Home

Multiple financing options available for this $263,900 home in LAKELAND.

🏛️

FHA Loan

$9,237 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,195 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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