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$249,900

1039 WOODLAND AVENUE, LAKELAND, FL 33801

3D Tour
Active117 days on market

Beds

3

Baths

2

Sq Ft

1,320 sq ft

Year Built

1955

Lot Size

0.14 acres

Garage

—

About This Property

“Owner Motivated” Welcome home to this move-in-ready gem located in a desirable NO HOA community! This well-maintained property is ready for its new owners and offers plenty of space to live, relax, and entertain. As you step inside, you'll be welcomed by an open-concept family room, dining area, and kitchen combination that creates a warm and inviting atmosphere. The home features 3 bedrooms, 2 bathrooms, plus an additional living room that provides the perfect space for gatherings, a game room, home office, or media area. Outside, you'll find a 2-car carport and a spacious fenced backyard with a covered porch, ideal for relaxing, hosting family barbecues, or entertaining guests year-round. One of the unique features of this home is its flexible layout. Some bedrooms offer separate exterior entrances, creating excellent potential for multi-generational living, a home-based business, guest accommodations, or income-producing opportunities. Conveniently located near shopping, dining, schools, and major roadways, this move-in-ready property combines comfort, flexibility, and value. Don't miss your chance to make it yours!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6416127
StatusActive
Year Built1955
Total Rooms3
ConstructionBlock
RoofMembrane
FoundationSlab
FacesWest
SubdivisionRAWLS PARK
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Split Bedroom, Stone Counters, Thermostat
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorPrivate Mailbox, Sidewalk
Lot Size0.14 acres (5,955 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$249,900
Original Price$260,000
Annual Taxes$3,290 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #242810178300003130

Directions

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Location

1039 WOODLAND AVENUE, LAKELAND, FL 33801

Listing Information

OfficeKELLER WILLIAMS ADVANTAGE III
ListedJune 11, 2026

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Home Price

$249,900

20% ($49,980)
6.75%

Loan Term

Principal & Interest$1,297
Property Tax (est.)$229
Insurance (est.)$150
Total Monthly$1,676
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How to Buy This Home

Multiple financing options available for this $249,900 home in LAKELAND.

🏛️

FHA Loan

$8,747 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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