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$229,999

1680 32ND STREET NW, WINTER HAVEN, FL 33881

3D Tour
Active41 days on market

Beds

3

Baths

1

Sq Ft

1,104 sq ft

Year Built

1956

Lot Size

0.24 acres

Garage

About This Property

Virtually Staged. Don't miss this charming 1-story home featuring 3 bedrooms, 1 bathroom, and a 1-car carport. The functional floor plan offers comfortable living spaces with plenty of natural light and room for everyday living. The kitchen provides ample cabinet and counter space, while the bedrooms offer flexibility for family, guests, or a home office. Enjoy the spacious yard with plenty of room for outdoor activities, gardening, or entertaining. Conveniently designed for easy living, this property presents a great opportunity to make it your own. One or more photo(s) has been virtually staged, AI generated, or rendered.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6416312
StatusActive
Year Built1956
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionINWOOD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOther
FlooringVinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingOther
HeatingOther

Exterior & Lot

ExteriorOther
Lot Size0.24 acres (10,494 sq ft)
Road SurfacePaved
0

Utilities

WaterSee Remarks
SewerOther
UtilitiesOther

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$229,999
Original Price$239,999
Annual Taxes$2,771 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1
Parcel #252824353602002230

Directions

From I-4, take Exit 48 for CR 557/Old Grade Rd. Head south toward Winter Haven, continue on Martin Luther King Jr Blvd NW, turn right on Avenue Q NW, then left on 32nd St NW. Property will be on the right at 1680 32nd St NW.

Location

1680 32ND STREET NW, WINTER HAVEN, FL 33881

Listing Information

OfficeMAINSTAY BROKERAGE LLC
ListedJune 16, 2026

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Home Price

$229,999

20% ($46,000)
6.75%

Loan Term

Principal & Interest$1,193
Property Tax (est.)$211
Insurance (est.)$150
Total Monthly$1,554
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How to Buy This Home

Multiple financing options available for this $229,999 home in WINTER HAVEN.

🏛️

FHA Loan

$8,050 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.

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