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$365,000

427 FERN GULLEY DRIVE, SEFFNER, FL 33584

3D Tour

Active21 days on market

Beds

Baths

Sq Ft

2,060 sq ft

Year Built

2008

Lot Size

0.13 acres

Garage

About This Property

Virtually Staged. Discover the potential of 427 Fern Gulley Dr, nestled in the welcoming Kingsway Estates community of Seffner. This spacious home features **new LVP flooring throughout** and offers a comfortable floor plan with plenty of room to gather, relax, and make lasting memories. Large living spaces and generously sized bedrooms provide the flexibility today's buyers are looking for. This home presents a wonderful opportunity to create a space that truly reflects your style while building equity. Conveniently located near shopping, dining, parks, and major highways, this property combines comfort, convenience, and endless possibilities. Come see the value and envision the future that awaits at this charming home.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #O6416422

StatusActive

Year Built2008

Stories1

Total Rooms6

ConstructionStucco

RoofShingle

FoundationSlab

FacesEast

SubdivisionKINGSWAY PH 2

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Open Floorplan, Walk-In Closet(s)

FlooringTile

AppliancesDishwasher, Microwave, Range, Refrigerator

LaundryOther

CoolingCentral Air

HeatingElectric

Exterior & Lot

ExteriorGarden, Private Entrance, Private Mailbox, Private Yard

Lot Size0.13 acres (5,500 sq ft)

Road SurfaceAsphalt

ViewGarden

Utilities

WaterSee Remarks

SewerOther

UtilitiesOther

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$71 / Monthly

Senior CommunityNo

Financial Details

List Price$365,000

Original Price$369,900

Annual Taxes$6,491 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningPD

Parcel #U35282093A00000300038.0

Schools

ElementaryBailey Elementary-HB

MiddleBurnett-HB

HighStrawberry Crest High School

Directions

From I-4, take Exit 10 for Mango Road and head north. Turn right onto East Dr. Martin Luther King Jr. Blvd, then left onto Kingsway Road. Continue into the Kingsway Estates community, turn onto Fern Gulley Drive, and follow it to 427 Fern Gulley Dr.

Location

427 FERN GULLEY DRIVE, SEFFNER, FL 33584

Listing Information

OfficeMAINSTAY BROKERAGE LLC

ListedJune 18, 2026

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Home Price

$365,000

Down Payment20% ($73,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,894

Property Tax (est.)$335

Insurance (est.)$150

Total Monthly$2,378

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Nearby Schools

Elementary School

Bailey Elementary-HB

View on GreatSchools →

Middle School

Burnett-HB

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High School

Strawberry Crest High School

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How to Buy This Home

Multiple financing options available for this $365,000 home in SEFFNER.

🏛️

FHA Loan

$12,775 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 14, 2026.