$289,900
116 HARBOR DRIVE, WINTER HAVEN, FL 33881
Beds
4
Baths
2
Sq Ft
1,476 sq ft
Year Built
1972
Lot Size
0.17 acres
Garage
0
About This Property
Stunning! Fresh Farm Style, Located on a quiet 'No Outlet' street within walking distance of the Happy Valley Trail with gorgeous water views of Lake Conine. Split floor plan, 4bed/2 bath; Front facade is stucco'd with beautiful stone entry; Inside are new solid wood wht shaker cabinets with 'Luna Pearl' granite in kitchen & baths w/ under mount sinks; All NEW Samsung gourmet stainless steel appliances; Large breakfast bar with TONS of cabinetry 36" uppers (with crown); All new vinyl plank flooring thru-out entire home (no carpet); Inside laundry; 4th bedroom is large in-law style, Brand NEW architectural roof; Updated AC, windows; All new faucets, fixtures, fans & LED lighting; Bathrooms have custom tile and tub surrounds with rain head shower and stone deco inlay mosaics; New 3 tone paint inside and out; Secluded backyard fully fenced in for pets; Relax in oasis pool that has full privacy with no 2 story surrounding houses. No HOA... this home has it all!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
I4-W (tampa), then take exit 48. Turn right onto Shinn Blvd (US-17 S/US-92 W). Left onto Carefree Cv. Right onto Carefree Cove Dr. Left onto Harbor Dr.
Location
116 HARBOR DRIVE, WINTER HAVEN, FL 33881
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$289,900
Loan Term
How to Buy This Home
Multiple financing options available for this $289,900 home in WINTER HAVEN.
🏛️
FHA Loan
$10,147 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.