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$295,990

1559 GARDINER STREET, HAINES CITY, FL 33844

3D Tour
Active110 days on market

Beds

3

Baths

2

Sq Ft

1,520 sq ft

Year Built

2024

Lot Size

0.13 acres

Garage

2

About This Property

Positioned in the welcoming community of Haines City, 1559 Gardiner St keeps you conveniently close to shopping, restaurants, major roads, and everything Central Florida living has to offer. This new listing pairs a smart, move-in ready layout with modern finishes designed for easy, comfortable living. Step through the door and discover an open floor plan brightened by impressive 9'4" ceilings that invite the Florida sunshine to pour in. Large 17" x 17" ceramic tile flows seamlessly across every living area, delivering both durability and a clean, polished look, while plush carpeting brings cozy warmth to each of the three bedrooms. The kitchen sits at the center of it all, ready for everyday meals and weekend entertaining alike. Ample cabinetry with 42" upper cabinets offers generous storage, and a spacious island with its own sink and granite countertops gives you room to prep, gather, and create. Stainless steel appliances—including an over-the-range microwave, dishwasher, and side-by-side refrigerator—round out this functional, stylish space. Three bedrooms provide restful retreats, with the primary bedroom offering a quiet place to unwind at the end of the day. Two full bathrooms keep busy mornings running smoothly. A built-in SMART home technology package adds modern convenience and control at your fingertips, while the fenced-in backyard offers privacy and room to relax, play, or entertain under the open sky. With its prime location and thoughtful features, this Haines City gem is ready to welcome you. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6418168
StatusActive
Year Built2024
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionTARPON BAY PH 3
CountyPolk
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air, Humidity Control, Zoned
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Sliding Doors, Sprinkler Metered
FencingFenced
Lot Size0.13 acres (5,719 sq ft)
Lot FeaturesIn County, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Street Lights, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$141 / Monthly
Senior CommunityNo

Financial Details

List Price$295,990
Annual Taxes$5,012 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #272734810536001720

Schools

ElementarySandhill Elem
MiddleLake Marion Creek Middle
HighHaines City Senior High

Directions

I-4 to exit #55 - South on Rt 27 10 miles to East on State Rd. 544 2 miles make a Left Turn on Tarpon Bay Blvd.

Location

1559 GARDINER STREET, HAINES CITY, FL 33844

Listing Information

OfficeEXP REALTY LLC
ListedJune 18, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$295,990

20% ($59,198)
6.75%

Loan Term

Principal & Interest$1,536
Property Tax (est.)$271
Insurance (est.)$150
Total Monthly$1,957
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $295,990 home in HAINES CITY.

🏛️

FHA Loan

$10,360 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,800 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 29, 2026.

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