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$229,900

2865 WHISPERING TRAILS DRIVE, WINTER HAVEN, FL 33884

Active83 days on market

Beds

3

Baths

2

Sq Ft

1,253 sq ft

Year Built

2016

Lot Size

0.11 acres

Garage

2

About This Property

Move-in ready three-bedroom, two-bathroom home located in the desirable Whispering Trails Ph 02 community. This home features a spacious open floor plan that creates a seamless flow throughout the main living areas. The kitchen is functionally designed, equipped with durable laminate countertops and sleek stainless-steel appliances. Down the hall, the primary bedroom offers excellent storage space with a large walk-in closet. Step outside to enjoy a private, fully fenced-in backyard that provides a great space for outdoor living and activities. Conveniently located near major attractions and daily essentials, this home is just minutes away from LEGOLAND, local shopping centers, restaurants, schools, and medical facilities. With major roadways nearby, you will enjoy easy access and a straightforward commute to Orlando, Lakeland, and Tampa. Schedule your private showing today! One or more photos in this listing have been virtually staged.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6418851
StatusActive
Year Built2016
Total Rooms6
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionWHISPERING TRAILS PH 02
CountyPolk
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Thermostat, Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Sidewalk
Lot Size0.11 acres (4,600 sq ft)
Lot Dimensions39 x 115 x 40 x 115
Lot FeaturesCorner Lot
Road SurfaceAsphalt
ViewCity
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$298 / Annually
Senior CommunityNo

Financial Details

List Price$229,900
Original Price$234,900
Annual Taxes$3,708 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272830850002001370

Schools

ElementaryElbert Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

From Cypress Gardens Boulevard, head north on Cypress Gardens Road. Turn left onto Overlook Drive, then take a right onto Whispering Trails Drive. Follow the road as it curves; 2865 Whispering Trails Drive will be on your left.

Location

2865 WHISPERING TRAILS DRIVE, WINTER HAVEN, FL 33884

Listing Information

OfficeENTERA REALTY LLC
ListedJuly 1, 2026

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Home Price

$229,900

20% ($45,980)
6.75%

Loan Term

Principal & Interest$1,193
Property Tax (est.)$211
Insurance (est.)$150
Total Monthly$1,554
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $229,900 home in WINTER HAVEN.

🏛️

FHA Loan

$8,047 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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