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$290,000

3201 SUMMER CRUISE DRIVE, VALRICO, FL 33594

3D Tour
Active77 days on market

Beds

3

Baths

2

Sq Ft

1,501 sq ft

Year Built

2004

Lot Size

0.13 acres

Garage

2

About This Property

Located in the desirable Valrico area, this 3-bedroom, 2-bath home offers approximately 1,501 square feet of living space with a functional floor plan designed for comfortable everyday living. Built in 2004, the home provides a spacious layout with inviting living areas and an excellent opportunity for buyers looking to personalize a well-located property. Based on available information, the property appears to require cosmetic updating. The home is currently tenant occupied, and buyers are encouraged to conduct thorough inspections to independently verify the condition and functionality of all systems, mechanical components, and improvements. Conveniently located near shopping, dining, schools, parks, and major transportation routes, this property offers an excellent opportunity for both owner-occupants and investors. This property is being offered as a short sale. Buyers and agents should review all MLS supplements and private remarks for important information regarding the purchase process. Buyers should verify all information. Agents: Please review all private remarks and MLS supplements prior to scheduling a showing.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6419387
StatusActive
Year Built2004
Total Rooms6
ConstructionStucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionSOMERSET TR E
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, French Doors, Sidewalk, Sliding Doors
FencingFenced
Lot Size0.13 acres (5,471 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$160 / Quarterly
Senior CommunityNo

Financial Details

List Price$290,000
Original Price$339,000
Annual Taxes$4,589 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningPD
Parcel #U2029215PVC0000000053.0

Directions

From I-75 South, Exit 257 towards Brandon, Merge onto 60 East, Left on N Mulrennan Rd, Left Pine Top Dr, Right on Summer Cruise Dr to 3201 Summer Cruise Dr.

Location

3201 SUMMER CRUISE DRIVE, VALRICO, FL 33594

Listing Information

OfficeNEXTHOME LUXE COASTAL
ListedJuly 21, 2026

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Home Price

$290,000

20% ($58,000)
6.75%

Loan Term

Principal & Interest$1,505
Property Tax (est.)$266
Insurance (est.)$150
Total Monthly$1,921
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How to Buy This Home

Multiple financing options available for this $290,000 home in VALRICO.

🏛️

FHA Loan

$10,150 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.

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